We Do Car Title Loans From $2,510 to $50,000* Receive Emergency Loan Approval In Minutes. Need Money Today? No Credit? No Problem! Our Loan Application Disregards Your Credit Score. Get Same Day Cash And Keep Driving Your Car. Get The Best Title Loans, Use Our Fast, Convenient, No Hassle Process to Apply Now And Find Out How Much Money You Qualify For! We Provide Car Title Loans Completely Online. At TFC, Your Car Is Your Credit Score.
When looking for auto title loans, you need to borrow from a brand you can trust. A brand with a proven track record of helping people in times of financial need. Many lenders purport themselves to be an advocate for those experiencing hardship. Yet, it is these same lenders who have a penchant for locking people into car title loans they cannot afford. The effects of defaulting or going upside down on auto title loans can devastate one’s finances. Ultimately, what was supposed to be a solution for a financial emergency, can ruin credit scores and become a burden.
The majority of car title loan lenders operate out of brick-and-mortar locations and online. Regardless of whether you apply online or in person, you will be required to complete a loan application. Once you have been qualified, you will need to present your car, the car title, photo ID, proof of insurance, proof of income, etc. Be sure to review the loan terms and conditions before you sign anything – lenders are required to disclose the cost of the loan and the APR.
APR is calculated by factoring in the amount you borrow, the interest rate and credit costs you are being charged, and the length of the loan. Additionally, your car title loan may include charges for processing fees, late fees, loan origination fees, title charges, and lien fees. Nevertheless, do not worry, as TFC Title Loans is a lender that works for you!
Since 1994, TFC Title Loans has been offering loans to anyone who owns a vehicle with substantial equity value. It is the knowledge and compassion of our dedicated staff that sets us apart from other lenders. We do not consider our job well done until we have custom-tailored an auto title loan suited to your precise needs. It is this ceaseless dedication to excellence that has brought many looking for car title loans to our offices.
We are deeply committed to your financial success. From the fact that we welcome all credit scores, to our fast-as-lightning approval process, to our ever-ready loan officers, we encompass everything you would want in a car title loan agency. We treat our customers like family, that’s why we spend all the time and attention needed to make sure you are 100% satisfied. No matter if you apply online or walk into any of our physical locations, our auto title loan representatives have the skills and the know-how necessary to help you make your best financial decision.
When you borrow from us, you can rest assured you will be getting the largest possible loan amount against the equity of your vehicle. We make sure you understand every step of the process and are satisfied with the terms and conditions of the loan. The last thing we want to do is offer you auto title loans that you are uncomfortable with. So, whether you are looking for a short-term or long-term loan, a single-payment or installment loan, we do everything we can to underwrite the title loan that is right for you! Throughout the entire title loan process, you are in charge!
Similarly, our dedication to your prosperity is why we have taken the time to roll-out car title loan locations all across America. If you live in or anywhere near a major city, you will have no problem finding a TFC location near you! You will find our loan representatives to be friendly and compassionate as they walk you through every step of the loan. From clear explanations to options for pre-approval, personalized payment plans, and loan reminders, we equip you with everything you need to alleviate your financial strain.
What is a car title loan? Simply put, a car title loan is an arrangement in which an owner of a car offers up their vehicle title as collateral in exchange for a sum of money. The amount of money awarded for a car title loan is based on the equity value of the vehicle, meaning, the more the worth of the vehicle, the larger the amount of money that can be borrowed. These loans appeal to those with less than perfect credit as vehicle equity circumvents the need for a strong credit score.
Car title loans are traditionally short-term. This benefits both the borrower and the lender, as fees are kept to a minimum and loan amounts do not exceed what can reasonably be paid back. For this reason, neither party has to worry about loan default and possible repossession. We are in the business of helping our customers, not troubling them further. Likewise, we make paying off your loan easy by offering a variety of payment options including but not limited to:
Those who have tried to borrow money from traditional lenders, i.e., a bank, credit union, payday lenders, or cash advance stores, know how difficult and dangerous it can be. Whether it’s stacks of paperwork from the bank or suspicious interest-rates on very small loan amounts offered by cash advance stores, traditional loans prove to be more trouble than they are worth. For this reason, borrowing from TFC will feel like a cool breeze on a hot day. The simplicity of our loan system and the leniency of our approval requirements make the competition pale in comparison. Why do things the hard way when we are here waiting to assist you? Read more at https://medium.com/@epignosiswriter/how-does-a-car-title-loan-work-aa34fdcf3ba7
In full disclosure, if a borrower cannot pay back the loan or is late with his or her payments, title loan lenders make seek to repossess the car and auction it off to recover their money. Fortunately, this is usually a last resort as it may take months to recover the vehicle, repo it, and auction it off, all the while the vehicle equity value depreciates. During this time, lenders are not collecting payments. To reiterate the point, vehicle repossession is rare and it is in no one’s best interest.
Our rate of approval surmounts that of other lenders. And, our car title loan application process is so easy anyone can do it! With basic information about you and your car, we can have you qualified, approved, and funded within 24 hours. There is no need for a store visit! The entire process can be completed electronically so you do not have to take time from your already busy schedule. At TFC, we work for you and not the other way around. We want to see you financially secure and at ease.
Your need for money is your own business. We never question your reasons for taking out a loan and we use the utmost discretion every step of the way. Small-dollar-credit (SDC) loans are here for those who are unbanked or underbanked. Every person has a right to financial recourse, and we want to champion you! So whatever your reasons are for taking out a loan, do not hesitate to reach out to us today. Our operators are standing by to answer any questions you may have regarding taking out an auto title loan. Learn more at https://en.wikipedia.org/wiki/Title_loan