Apply for a Car Title Loan
Apply for a car title loan is easy with us. Simply fill out our online title loan application and we’ll contact you to complete the application. Our car title loan can be done completely online or if you don’t want to wait, call 1-844-242-3543 and we’ll get your application started right now. Our cat title loan requirements are straight forward. How much can you get on a car title loan? We will need to book you car out by using the Kelly Blue Book to find out the wholesale value of your car. We can work with cars that have as little as $1,500 wholesale value. Once we have qualified your car then we must see if we can get you to qualify. We will need our credit application filled out in full. We will also need you to sign an authorization for you to allow us to run your credit. Our car title loan calculator will calculate how much we can give to you. We will do a credit check with Experian. Your credit score is not what determines if you can qualify for a car title loan but we use it to see if you are paying your creditors. Your credit score can be poor but that will not stop us from getting you approved.
What documents are needed for a car title loan?
We will also need to see you income. So we will need the proof, to see how much you are earning. We want to make sure that you can afford the car title loan or determine what will be the correct dollar amount for you so that the car title loan will be affordable for you. We will need to see your bank statements or your pay stubs. If you have a job that pays you cash, we will need a letter from your employer stating the monthly income. Can you get a car title loan without a job? Well, you can but you must also have a co signer on the car title loan, so you can show the income to support the loan.
Your proof of residence is also an important factor for us to get you your car title loan. So we will need to see a utility bill, lease agreement, mortgage statement or some other mail going to your home residence, showing your name on it to your home residence.
We will require for you to provide us with five personal references, with their full name, address, phone number and relationship to you.
We will need to contact your insurance company to check that there is insurance on the car. We will also need to add our name to your insurance policy as the lien holder and loss payee. This will protect you if your car gets totaled or stolen that the insurance company will pay us off and you will not be financially responsible for your car title loan.
We will contact the DMV to see if there are any registration fees, parking tickets, smog or and other fees on the car. If there are fees we can usually take care of them from your car title loan. We will add our name to the title as the lien holder.
We will need to see detailed photos of the car, the front, the back, the inside and the odometer. If there is any damage on the car we ask you to take detailed photos of the damaged area.
When your loan has been approved, we will make an appointment and you can pick up your funds at our nearest location within the hour. If you cannot make it to a location, we can send a Notary out to you, so you can get your car title loan with no visit. When you go to the closest office we will do a physical inspection on your car and take some more photos. With our car title loans there is always an inspection.
You will also need to bring in the original title with you to the appointment. We will have you sign the title, allowing us to add our name to the title as the lien holder. You will still be the registered owner. We will go to the DMV to add our name to the title.
It Just Doesn’t Get Any Easier! When your loan has been approved, you can pick up your funds at our nearest location within the hour. If you cannot make it to a location, we can send a Notary out to you.
TFC Title Loans is fully licensed and bonded by DBO.
It Just Doesn’t Get Any Easier!
- Cash in as little as an hour.
- Get $2,510 to $50,000*.
- No credit or bad credit okay.
- Busy? We’ll send a Notary to you.
- We offer wire transfers.
- No pre-payment penalties.
- You keep your car.