30 Oct 2017   /   0 comments

Are Car Title Loans Easy to Get?

Paul

clockTrying to find a way to get cash fast to cover unexpected financial obligations can be difficult. At TFC Title Loans, not only are car title loans easy to get, but they’re a fast way to get cash using your car title instead of your credit score.

TFC’s focus is getting you the money you need in the easiest and fastest way possible by using car title loans to help. When it comes to TFC and our auto title loans, our online application makes it extremely easy to get a car title loan. Instead of having to sit in a bank for hours, we allow you to get your application started in the comfort of your work, home, or wherever you have access to the web.

About TFC Title Loans

Since we opened our doors in 1994, we’ve expanded our car title loan company from a pawn shop in California to a main office in the heart of Los Angeles with location across California, Arizona, and New Mexico. We like to consider ourselves somewhat of experts when it comes to the car title loan business.

TFC Title Loans prides itself on our application process, our approval rates, the competitive interest rates we give our customers, and our overall attentive customer service. We wouldn’t be who we are without our customers, and we treat our customers like they deserve. TFC understands that life can cause problems to arise when we least expect it, and that means that financial dilemmas are part of those problems. We take care of our customers and try to make their lives a little less stressful by helping them with the funding they need. That’s another reason our car title loans are easy to get.

Easy Qualifications for Car Title Loans

One of the many ways car title loans are easy to get is because of the minimal amounts of qualifications that TFC asks from their customers. The two main things you need to qualify for a car title loan are a clear-and-free car title and proof of a regular income. From there, TFC uses both of those qualifications as the determining factors of how much money you’ll get.

With our car title loans, we use the equity value of your vehicle to determine how much money you’ll receive in a loan. TFC offers anywhere from $2,500 to $50,000 based on the value of your car. The amount can fluctuate between those two numbers based on your monthly income. Whether it’s a job, retirement check, disability check, or unemployment, as long as you can prove you get at least $1,200 a month in funds, you can qualify for our car title loans.

If you’re familiar with credit cards or other loans, you might be asking yourself about your credit score. You don’t need to worry about that. TFC makes getting a car title loan easy by not requiring your car title loan to be based off your credit score. The only time we ask for your credit score is to ensure you aren’t actively seeking bankruptcy or going through credit counseling. Your credit won’t determine your funding or interest rate, much unlike other loans.

Easy Application for Car Title Loans with TFC

Another way that TFC Title Loans makes car title loan acquiring easy is with our application process and the amount of ways we allow you to apply. Not only that, but through our blog and many other resources on our website, we give you the breakdown so you know how to be prepared for your application process along with tips on getting a car title loan. We want to ensure you get your funds as fast as you need, and with TFC, you can get them in as little as one business day.

We’ve streamlined our online application to make it easier for our customers to receive their funds. Whether you are on your lunch break, stuck at home, or on the go, our online application takes less than 5 minutes. All you have to do it fill out the small form that asks for your name, phone number, email, and the type of car you will be using for your car title loan.

Once that step has been completed, TFC agents wait for your application to process so they can run the necessary information in order to send you a quote. In no time at all, you’ll get the quote from our agent and they’ll ask you for some important documentation.

Simple Documents for a Car Title Loan

To help make the car title loan process easier, these are the documents to prepare when applying with TFC Title Loans:

  • Vehicle’s title (or pink slip)
  • Proof of insurance coverage
  • Driver’s license or government issued ID
  • Proof of residence (utility bill, bank statement)
  • Proof of monthly income/ability to pay loan
  • Pictures of vehicle
  • List of 6 references, 1 a family member

Once you’ve submitted all these documents to your agent, they will be able to finish processing your car title loan and the quote in order to complete your application. After completing this process, your TFC agent send the final quote and sets up an appointment at your nearest location.

Receiving Your Funds is Easy!

The next step in the process is to head over to your nearest TFC Title Loan location. With TFC Title Loans, we have over 15 locations for you to choose from across California, New Mexico, and Arizona, as well as multiple signing locations and inspection locations. Find the closest option near you to sign your documents.

Once you’ve arrived at the location, your TFC representative will perform a routine yet fast inspection to make sure there isn’t any devastating damage to the vehicle that would affect its value. Otherwise, you and your agent will sign your loan and go over your terms. Then, you’ll be walking out of TFC with the money and car keys in hand.

When broken down into each individual step, TFC allows getting a car title loan to be extremely easy. With other banks and traditional lenders, it could take weeks or even months before you know of your loan approval. You may even have to file mountains of paperwork, which you don’t even know half of what it’s saying. TFC makes getting a car title loan easy which is why a car title loan could be the best option for you!

TFC Makes Car Title Loans Easy

Overall, TFC Title Loans has been working hard to make a streamlined application process easy for our customers for the last 20 years. Our team works hard to make sure you get the money as fast as possible, regardless of the application time. How fast you get your car title loan money from TFC will depend on how well you take advantage of our easy application process. Broken down into three steps, you:

  1. Fill out your online application in under 5 minutes.
  2. Submit all the documentation to your TFC agent.
  3. Sign your documents and collect your money!

How much easier can getting a car title loan be? Start your application now and you’ll be as little as one day away from receiving your money. With little qualifications needed and only a couple documents to prove you are, getting a car title loan with TFC is, you guessed it, easy.

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