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14 Mar 2019   /   0 comments

Bad Credit Title Loans in San Diego

Paul

Do you find it difficult to get a title loan because you have bad credit or because you do not have credit? It’s not the end of the world! There are several plans and programs to get bad credit car title loans in San Diego.

The options are lower than when you have a good credit score, but – even so – several lenders specialize in bad credit money title loans. Also – because at TFC Title Loans we know that when someone needs money, they need it urgently – most of these title loans are approved as fast as the same day.

bad credit title loans san diegoOf course, if you have bad credit, you will not have the best interest rates or APR, and you end up paying a little more than when you have good credit, but the good news is that there is always the possibility that you will be approved for a personal title loan. Despite having bad credit. The best options for rapid qualification and approval reside in those offered by online lenders. Among the most common requirements when applying for a title loan on the internet, including for people with bad credit, are:

  1. A functional checking account
  2. Proof of income or earnings
  3. Proof of identity (driver’s license)
  4. Proof of address (e.g., cable bill)

Most people in San Diego do not know that they are eligible for a car title loan when a financial emergency arises by using the capital they have in their car.

You may have bad credit and have lost your credit in the past. Your credit score is terrible; You think that there is no way you can qualify for any loan. You will also be wondering how you can rebuild your credit score!

You can request a car title loan with us at TFC Title Loans, and we will see if we can qualify it. Also, by obtaining a loan with us in San Diego, you can begin to rebuild your credit score with us, we report to the credit agencies. TFC Title Loans work with all types of credit scores. So, if your credit score is bad, that will not stop us from lending you money on your pink receipt.

So, what is a car title loan?

It is a loan which uses the capital you have in your car. The title of your pink or car ticket will be used as collateral. Your loan will is insured by your vehicle. A car title loan is a guaranteed loan. You can still keep your car and drive it as you wish. We will continue with the title as a right of retention to secure our interest in the car with the DMV. It will give us the security of your auto title loan. Your monthly payments will be paid 30 days after you sign the contract with us.
TFC Title Loans minimum loan start is $ 2,500, and we can lend up to $ 50,000. The dollar amount we can give you, everything depends on the value of your vehicle. Once you have finished making all your payments or have paid us for your car title loan, we will return your title. The duration of our lendings varies from 24 to 48 months, all without penalties for prepayment.

TFC Title Loans works with bad credit

Should you have bad credit, you can still qualify for a title loan with us. If you have exhausted all your credit cards, have a bad credit history or have even filed for bankruptcy, the use of your pink ballot to obtain a title loan depends on the capital you have in your car.

When you obtain an auto title loan with us, you can begin to rebuild your credit. You can take care of your financial emergencies. We approve more applications than the competition in San Diego. We can get more money in the capital of your car than the other title lenders.

We can also get you the low payments you are looking for. Also, we can also offer all of our car title loans without penalty payments. That gives you the flexibility to refund us as soon as you have the funds.

Title loan requirements

First of all, we will require to book your car with Kelly Blue Book, to find out the total value of this one. We will need to see if you qualify for our car title loan program.

Clients ask us all the time. “How much money can I get from a car title loan?” At TFC Title Loans we can give you up to 85% of the total value of your car. Our complete application is available online, or we can take it over the phone.

We will have to do a credit check. Bad credit is excellent with us, but there are things that we should see in your credit, which will determine whether we can finance it or not. To qualify for a car title loan with us, you must provide your proof of income.

You can give us a report of your bank statements, pay stubs, employment letter or even your tax returns. And we need to see your monthly income. Your proof of income is the second most important thing for us after the wholesale value of your vehicle.

Your income and your car are the most important things for us to approve. Your car will tell us the maximum amount that TFC Title Loans can provide, and your income will also allow us to know how much you can pay.

We do not want you to get a loan on the title of the vehicle from us and that you cannot pay the payments. At TFC Title Loans we want to help you get the money you need as quickly as possible, but we need to be responsible for knowing how much your income will support. You must give us a proof of your residence. You can use any invoice that goes to your address with your name.

You must provide us with information about your insurance company. We will add our names to your policy as the beneficiary of the loss. It will give us both security. Should anything happens to the car, the insurance will pay us, and you will not be financially responsible for the car title loan balance.

You will need to give us five personal references, names, addresses and phone numbers. We will only use personal references if we cannot have contact with you. Communication is always essential with any loan. If you are late for any installment, we ask you to inform us in advance.

TFC Title Loans always work with all of our clients in San Diego, but please stay in touch with our account management service. We will ask you to take pictures of the car. We will need both sides of the front and rear of the vehicle. If there is damage to the car, take detailed pictures of them. If we need to make a deduction, we will notify you by phone before going down to one of our local offices.

We also want you to take a snapshot of the actual mileage in the car. We need to confirm the actual mileage on the vehicle before having your car title loan contract ready for you.

Once we have all the documentation, our car title loan calculator will inform us what the terms will be. It will allow us to know the dollar amount, the payments, the monthly payments, the due dates and the duration of the title loan.

If you do not have a job or an income, or we cannot verify it, you will need a cosigner for you. We can combine both incomes to make sure you have enough income to support the car title loan you need. We have to make sure you can make the installments, so if we have to combine two incomes to get the value that the auto title loan calculator will accept, that’s what we’ll do.

Why can you use a car title loan?

Car title loans with TFC Title Loans in San Diego can be used for many different reasons; We do not put any limitations on what you can use the money for. Some of our customers have used them to pay for car repairs, solve some problems in their homes, pay for college tuition, invest in a new business, take their car out of the garbage bin or take their car out of the body shop. As you can see, people use their title loan for many different things, and getting a few thousand dollars of their car equity is a speedy and straightforward process.

How can I apply for a car title loan?

You can call us toll-free and allow our sales representative to receive your request over the phone. Or you can apply online and complete the application.

Our sales representatives will guide you through the entire process, step by step, to obtain funds. Our experienced sales representatives are very well informed, and if you have any complicated situation in the DMV or if your car is in the holding deposit, we can help you.

We can get your approval instantly, and all your information is kept private. We will deposit your funds directly into your bank account if you wish. Or if you want to get cash, we can send you money with Money Gram, and you can withdraw cash at any location that has Money Gram.

Does a car title loan have a place near me?

We have several locations around California. Our customers ask us.

“Can I get an auto title loan near me?” You can go to any of our locations in Los Angeles, Riverside, San Diego, Orange County, Bakersfield, Oxnard, Fresno, San Jose, Hayward (East Bay San Francisco) and Sacramento. Ask your sales representative which office will be most convenient for you to obtain your title loan.

Do not forget to bring your car because we will have to make a final physical inspection before financing the title loan. Also, it is essential that you do not forget to bring the car title or the pink note to your appointment. We cannot finance without that.

Call us today  or request a car title loan online.

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