May 18, 2017

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Title Loan on a 2010 Toyota Corolla with TFC Title Loans

Sometimes unexpected life circumstances can lead you into a difficult time finance-wise. Those times can be hard to get through or even get out of without some extra money! Everyone deals with times like this in their life at one point or another and everyone needs help. You can’t expect yourself to make it through on your own. But it can be extremely difficult at times to find help when you need it especially if you don’t have a flawless credit score and you need the money quickly. Applying for a personal loan straight from a traditional lending institution like a bank can be a long and tedious process which can end with you being denied because of your credit score. There are better options out there and auto title loans are one of them. Getting a title loan with TFC Title Loans could get you the money you need fast, sometimes as quickly as the very next business day after approval. And we can approve you regardless of your credit score! If you want proof of these claims, then look no further than Rachel L. who recently got a title loan on a 2010 Toyota Corolla. This is Rachel’s story of working with TFC Title Loans:

 

Rachel L. Chose TFC for Her Title Loan

Rachel L. realized she would really benefit from a bit of extra money to help her through. Between juggling her one year old and moving, she felt overwhelmed and decided a few thousand dollars would really help with her stress and the moving expenses. She found TFC Title Loans online and decided to apply for a title loan using her red 2010 Toyota Corolla. Her car has a mileage of 103,860 and was valued at 6,503 dollars by Kelly Blue Book. In order to apply, she sent us the necessary information including her vehicle title, vehicle registration, proof of insurance, proof of income, government-issued identification, proof of residency, four references, and six vehicle pictures. Not long after, she was approved for a loan of $2,500. She lives in New Mexico so she was very happy to hear that we have locations in her city. She gave us a 5-star rating on our customer service which we were incredibly pleased to hear! Her title loan is set to be fully paid off by April of 2019 which gives her a solid two years to pay it off. But she can pay off the loan as soon as she likes since TFC Title Loans’ payments are all amortized and charge absolutely no prepayment penalties.

 

The Benefits of TFC Title Loans

If you decide to get a title loan, then you ought to strongly consider choosing TFC Title Loans. We are the oldest title loan lender in the state of California which has given us the experience necessary to get you the most benefits with the money you borrow from us. Some of these great benefits include:

  • Locations scattered all across California, New Mexico, and Arizona
  • Competitive interest rates nation wide
  • Most money for your vehicle
  • Keep driving your car during the life of the loan
  • Customized loan terms for each customer’s unique situation
  • Get your money as fast as the next business day
  • Absolutely no prepayment penalties

If you are ready to wave your financial troubles goodbye, then fill out our online application located on our homepage. It only takes five minutes to fill out and we will give you a call with a free quote within the hour.

May 16, 2017

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Title Loan on a 2013 Mazda 2 with TFC Title Loans

Are you currently strapped for cash? Perhaps you are feeling short on money right now because you are waiting on a major pay out that should be coming any day now. The problem with that is life never goes as planned and sometimes things take far longer than we originally anticipated. If you have to wait longer for a large amount of money you have been expecting, you may be struggling to get by until then. You still need enough money to pay bills and buy food. That is a fact of life. Whether you are waiting for escrow to close or waiting for a big paycheck to arrive or waiting on that coveted tax refund, you will still need money to tide you over until you get what you have been waiting for. You likely need funding fast and a lending option which allows you to pay back the loan as quickly with the money you get from your pay out. Auto title loans are the perfect option for this! TFC Title Loans can get you the money you need as fast as the very next business day after approval and we have absolutely no prepayment penalties so you can back off the loan as fast as you wish. We can show the perfect example of this so you can better understand the process with the experience of Shanna C. who recently got a title loan on a 2013 Mazda 2 with us last month. This is her experience with TFC Title Loans:

 

Shanna C.’s Auto Title Loan

58ed44fd-cf50-4047-b60c-22bbc0a87ac9Shanna C. had already been waiting a very long time for escrow to close last month when she realized she really need some extra money to keep her bills paid until it finally closed. It was taking way longer than she had originally anticipated which is why she didn’t have adequate funds set aside for her expenses. She had gotten a title loan before so she knew it would be a good option for speedy funding. She found TFC Title Loans online and decided to apply for a title loan with us using her white 2013 Mazda 2 with a mileage of 89,000 that has a Kelly Blue Book value of $5,538. She provided us with her vehicle title, government-issued identification, vehicle registration, proof of insurance, proof of income, proof of residency, four references, and six vehicle pictures. Shanna was pleased to hear very soon after applying that she was approved for a loan of $2,600 at a very competitive interest rate. Then she picked up her money from our San Jose signing location. In a feedback survey, she gave us four stars for her great customer service experience which she was very happy with. The loan is set to be fully paid back in monthly increments by April of 2019 which gives her two whole years. However, she plans to fully pay back the loan by June since she is likely to get the money she was waiting on when escrow closes this month! By doing this, she will avoid paying nearly 22 months’ worth of interest. And it is no issue if she wishes to do this since TFC Title Loans doesn’t charge any prepayment penalties for paying off your loan early.

 

Benefits of Choosing TFC Title Loans

Does getting a title loan sound like it could be the perfect solution for you during this financially tight time? If so, then you really ought to consider choosing TFC Title Loans as we are the oldest title loan lender in the state of California. The past 25 years’ worth of experience has given us the tools necessary to positively perfect the lending process. Some of these amazing benefits include:

  • Locations scattered all across California, New Mexico, and Arizona
  • Competitive interest rates nation wide
  • Most money for your vehicle
  • Keep driving your car during the life of the loan
  • Customized loan terms for each customer’s unique situation
  • Get your money as fast as the next business day
  • Absolutely no prepayment penalties

Why make life harder than it needs to be? Get funding through an auto title loan so you can relieve your stress while waiting for that big pay out. Apply right away! It will only take five minutes out of your day to fill out our convenient online application. Once we receive your information, we will give you a call within the next few hours.

May 16, 2017

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What Are Cash Title Loans?

pexels-photoWhat are cash title loans? We get asked this question very often here at TFC Title Loans. We receive it so often that we thought we might as well publish an informational article about it so that every customer can learn what they are and how they work. There is no one better equipped to answer all your questions as we are actually the oldest title loan lender in the state of California. We have 25 years’ worth of knowledge which we believe we are responsible to pass on to all of our loyal customers. We feel responsible to pass all this information on because ever since we first opened our doors in 1994, we have been incredibly passionate about consumer education and lender transparency. We consistently make our customers the number one priority in our business model. When they are satisfied then we have done our job.

There are still many people who do not know what auto title loans are or how they work because they haven’t always been as common as tradition personal loans in the lending industry. However, they have been gaining in popularity in the last decade as more and more people are realizing how convenient and necessary they are. Auto title loans like those we offer here at TFC are perfect for individuals who cannot wait the long stretches of time that are required for loan applications and approval processes at banking institutions and for those who have less-than-perfect-credit scores which might lead to a rejection from the bank.

 

What Are Cash Title Loans?

Auto title loans are specific kind of secured loan for individuals who need money quickly or have a less-than-perfect credit score. The word ‘secured’ is used to mean that the loan is based on a piece of collateral unlike an unsecured loan which is based on the person’s guarantee alone. Your approval and the amount you can borrow from a title loan is completely determined by the trade-in value of your vehicle and your ability to repay the loan every month in regularly scheduled payments. If you continue to make the monthly payments on time, you continue driving your car as you usually would even though it is the collateral your loan is based on. The title loan lender simply signs the title to place a lien on it and once you have finished paying off the title loan, the lender removes the lien from the title and sends you pink slip back to you.

 

How It Works

  1. Online Application: Filling out our online application is so incredibly simple and fast that it will likely only take you five minutes or less to complete.
  2. Call from Us: Once we receive all your information from the application form, we will give you a call to give you a free quote and see if you wish to continue with the approval process.
  3. Documents Needed: In order to approve you, we need to see a few documents including your vehicle’s title, proof of residency, identification, proof of income, and registration.
  4. Vehicle Inspection: Once you are approved and you come in to pick up your money, we verify the condition of your car to make sure it matches up with the original details you provided to us.
  5. Finalize the Terms: Study your terms and conditions in the contract for your title loan and then sign off on it.
  6. Leave with Your Money: Walk out of the office with your loan money.
  7. Pay Off Your Loan: Pay according to the schedule monthly payments or pay off the loan as early as you would like since we charge no prepayment penalties.
  8. Get Your Title Back: When you have fully paid down your loan we will send your title back to you after releasing out lien on it.

 

If, after reading this, you still have questions about what title loans are or what our company is like then give us a call straight away as we would be so happy to answer all of them. And, if you prefer, you can utilize our online chat option as well. However, if you feel ready to take the next step towards obtaining your title loan then fill out our online application located on our homepage. Just fill in some basic information about your car and we will get back to you within only a few short hours after receiving your information. We look forward to hearing from you.

May 15, 2017

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How Long Are Title Loans For?

how long are title loans for

Whenever you are making a big financial decision, it is of the utmost importance to know every single detail before you decide to do anything. Financial matters are a huge deal since one wrong move can cause a lot of problems down the road so it’s necessary to do a lot of research beforehand. Before applying for a title loan, always try to ask the right questions before picking a lender to work with. In this article, we, TFC Title Loans, will be answering the question ‘ how long are title loans for ’ so you can know exactly how long you would have to pay down your loan if you were to pick us as your title loan lender. We have been working hard lately to provide our customers with a wealth of resources that answer all of their questions regarding our company and title loans in general. We have been doing this because we are passionate about adequate consumer education and strong supporters of lender transparency in the alternative lending industry.

We have been in the lending industry since 1994, making us the oldest title loan lender in the state of California. Those 25 years of experience has given us a leg up in the arena of customer service which we emphasize as our top priority. We are constantly focused on keeping you, the customer, happy since if you are satisfied then we have officially done our job. If you would like to apply for a title loan with TFC Title Loans, then fill out our online application today. But if you need to learn a little bit more about us and title loans in general, especially how long the payback period is, then continue reading this informational article.

 

Short Term Title Loans

Many title loan lenders have incredibly short loan terms that require the borrower to pay off the loan in 30 to 90 days. Shorter term loans such as this are extremely stressful for the customer as the payments are so large that they can sometimes be impossible to pay off. These loans also tend to have far higher interest rates than longer term loans since there isn’t an annual rate but rather only a monthly rate. Paying off a loan that quickly is an unrealistic expectation for customers and we are well-aware of that here at TFC Title Loans.

 

Customizable Terms and Schedules

At TFC Title Loans, we customize each and every one of our loans so that they work well for each customer’s unique situation and circumstance. We want the payments to be affordable and to provide you with reasonable annual interest rates. It is for these reasons, we customize your loan terms and payment timelines in between 24 to 36 months. This means many of our customers have three years to pay back the loan at lower monthly payments instead of three months made up of astronomical payments. We know our customers appreciate this big benefit we offer.

 

No Prepayment Penalties

All of our loan payments at TFC Title Loans are completely amortized which means that every time you make a payment, you are paying down both the loan and the interest at the same time. This prevents any form of balloon payments for our customers. We also charge absolutely no prepayment penalties whatsoever. This means that, even though you have a full three years to pay off the loan, you can pay it off as soon as you would like to avoid the accruement of interest and save a lot of money. If you run into some financial luck, then we don’t want to stand in your way of paying off your loan early and saving interest costs in the process.

 

If, after reading this article, you have any questions remaining regarding how long you have to pay off title loans, then simply give us a call at our toll-free number located at the top of the page. We have friendly customer service agents standing by the phone right now, who would be delighted to answer your questions. But if you have already determined that you would like to apply for a title loan with TFC then don’t wait another minute and apply using our online application. We will call you after we receive your information with a free quote.

May 12, 2017

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Title Loan on a 2007 Ford F-150 with TFC Title Loans

Have you ever found yourself in a situation where you need some extra funding to handle a financial emergency but you can’t think of how to obtain the amount you need? It is a pretty common circumstance to find yourself in especially if you don’t have an emergency fund for times like that. When you are living paycheck to paycheck, it can be positively impossible to put any money aside for an emergency fund. Many people suggest getting a personal loan from the bank but that can be incredibly difficult or unlikely for many of us if we have less-than-perfect credit scores. There is a big chance that you would go through that entire process only to be rejected after weeks of waiting. However, this is not the case for auto title loans. You can be approved for an auto title loan with TFC Title Loans regardless of your credit score and obtain that money as fast as the very next business day after approval! If you are interested to learn more about how we can approve you regardless of credit score using the market trade-in value of your car, then keep reading this article as we share the experience of Rene Q. who recently got a title loan on a 2007 Ford F-150 with TFC Title Loans. This is Rene’s experience getting a loan through TFC Title Loans:

 

Rene Q’s Title Loan on a 2007 Ford F-150

58e426ab-8228-443f-854e-2f64c0a87ac9Rene Q., like so many of us at one point or another, found himself dealing with a difficult financial crisis last month and knew he could really use some extra cash to get through it. He started researching title loans and picked to apply to TFC Title Loans because he liked the personal treatment he got. He applied using his white 2007 Ford F-150 with a mileage of 156,823 that had a Kelly Blue Book value of $6,294. He supplied his vehicle title, vehicle registration, proof of insurance, proof of income, government-issued identification, proof of residency, four references, and six vehicle pictures. Soon after he was approved for a loan of 3,000 with a great interest rate. Once he found out he was approved, he said it solved all of his problems. That is exactly the response we love to hear at TFC Title Loans. Rene gave us five stars for simplicity in our lending process and five stars for our customer service saying it was ‘excellent’. In order to pay back the loan, he plans to budget strategically in order to make the monthly payments on time. He picked up the money from Bakersfield – South Real office in California and expressed how happy he was with his loan terms, saying that everything was good now and his ‘interest isn’t high anymore.’ Rene’s loan is scheduled to be completely by April of 2020, giving him three years to pay it down; however, TFC Title Loans charges absolutely no prepayment penalties so he can pay off his loan as fast as he would like to.

 

The Benefits of Working With TFC

If you decide to get a title loan, then you ought to strongly consider choosing TFC Title Loans. We are the oldest title loan lender in the state of California which has given us the experience necessary to get you the most benefits with the money you borrow from us. Some of these great benefits include:

  • Locations scattered all across California, New Mexico, and Arizona
  • Competitive interest rates nation wide
  • Most money for your vehicle
  • Keep driving your car during the life of the loan
  • Customized loan terms for each customer’s unique situation
  • Get your money as fast as the next business day
  • Absolutely no prepayment penalties

If you are ready to wave your financial troubles goodbye, then fill out our online application located on our homepage. It only takes five minutes to fill out and we will give you a call with a free quote within the hour.

May 11, 2017

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How Bad Are Title Loans?

speed-car-vehicle-drive-104836If you are in a financial emergency where you need funding and fast, then you may be considering getting an auto title loan. But perhaps you are hesitating because you have heard people say they can have certain pitfalls. So, you might be wondering how bad are title loans really. Here, at TFC Title Loans, we can give you all the details about the possible advantages and disadvantages of auto title loans as we have been in the alternative lending industry for nearly 25 years. With all of that experience, we believe it is our responsibility to share all of the knowledge we have gained from that experience with our customers. We do this because we are strong believers in consumer education and lender transparency. Recently we have been working hard to expand our website to include various resource pages that answer questions and address concerns about auto title loans. This particular resource article will be address the risks and disadvantages of title loans and how we, at TFC, try our best to minimize those risks and maximize the advantages.

All lending options have risks that go along with them. No matter how traditional the loan, there will always be risks associated with them. But, of course, there are some other risks that go along with title loans that are atypical of other lending options. This is because title loans are secured loans rather than unsecured loans, meaning that your approval is based on the collateral trade-in value in your vehicle rather than your credit score. You can be approved for auto title loans regardless of your credit score but that means the lender will be taking on more risk by lending to individuals with sub-prime credit scores. Since the risk is higher there will be higher interest rates on the loans.

Ever since we first opened our doors in 1994, we have helped thousands of customers through their financial worries by providing auto title loans at amazingly competitive rates. We have locations all across the states of California, Arizona, and New Mexico. If you would like to learn more about title loans, then keep reading.

 

Risks of Title Loans

  • High Interest Rates: Since there is a higher risk for lending to borrowers with a lower credit score, title loans always have higher interest rates to cover that risk. A higher interest rate means that you would end up needing to pay more back than you would need to with other more traditional loans.
  • Repossession Is Possible: Your car is used as collateral for auto title loans which means that if you were to miss payments and default on the loan, repossession is a possibility. Repossession can be avoided if you catch up with your payments or pay off the full balance of the loan.
  • Short Loan Terms: Many auto title loans have shorter loan terms so that you have to pay off your title loan in only a few months and sometimes as little as thirty days. This can make it incredibly difficult to pay off your loan on time.
  • Unexpected Fees: Late payments can mean fees which build up over time increasing the total amount you will need to pay back. Some lenders even charge prepayment penalties so the borrower has absolutely no chance to minimize their interest accruement by paying off the loan early.

 

How TFC Minimizes the Risks

  • Longer Loan Terms: We tailor each of our customers’ loan terms and payment schedules with longer timelines of 24 to 36 months, making the payments exceedingly more affordable.
  • No Prepayment Penalties: Here, at TFC Title Loans, we charge absolutely no prepayment penalties whatsoever so you can feel free to pay off your loan as early as you like to avoid the accruement of interest.
  • Sliding Interest Scale: TFC Title Loans have a title loan product which can minimize the likelihood of higher interest rates called a sliding interest scale which tailors each loans rate to the client’s unique circumstances.
  • Excellent Customer Service: If you are worried about defaulting or missing payments, all you need to do is give us a call and we can help work out a way for you to succeed in paying off your loan. We want to see you succeed.

May 10, 2017

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Title Loan on a 2008 Acura TL with TFC Title Loans

What do you do when you are in need of money and you need it as soon as possible? This can be a very difficult situation to find yourself in. Many people don’t have a plan and are unsure how to handle the situation when they come to it. All the financial advisors say that its necessary to have an emergency fund in a savings account just for times like those. However, that is something easier said than done. If you are living paycheck to paycheck, then how in the world are you expected to save up enough money for an emergency fund. It is in this kind of crisis that TFC Title Loans tries to help with auto title loans. When you hear the word loan, your first instinct may be to worry about your credit score since most loans require a near perfect credit score. That is not the case with auto title loan. You could be approved for title loans regardless of your credit score because they use the market trade-in value in your car as collateral for the loan. If you would like to learn more about how auto title loans work, then continue reading this article as we will be sharing the experience of one of our customers who recently got a title loan on a 2008 Acura TL. This is Rodney’s experience working with TFC Title Loans:

 

Rodney W. Chose TFC Title Loans

Rodney found himself in a tight financial situation last month and wasn’t sure how he would get through that difficult time. It was then that Rodney got a referral to TFC Title Loans from a ftitle loan on a 2008 Acura TLriend of his. Once he read a bit more about our company, he started gathering all the materials he needed to apply for a title loan on his grey 2008 Acura TL with a mileage of 124,257. He supplied his vehicle title, government-issued identification, proof of residency, vehicle registration, proof of insurance, proof of income, four references, and six vehicle pictures. Not long after, Rodney was approved for a loan of 3,200 dollars and was able to pick up his money from our Hayward office in California. He said that our process was not difficult and gave us four stars on our customer service which we were particularly glad to hear of as our top priority is customer service. Rodney’s loan is set to reach maturity by April of 2020 which means that he has three whole years to pay off his $3,000 loan. However, Rodney can pay off the loan as soon as he would like since TFC Title Loans’ payments are all amortized and there are no prepayment penalties whatsoever.

 

Benefits of TFC Title Loans

Having first opened our doors in 1994, we are the oldest title loan lender in the state of California. This has given us nearly 25 years to absolutely perfect our lending process so we can get the best benefits possible for all of our loyal customers. If you are considering getting a title loan, then think about choosing to work with TFC Title Loans. If you do, you would receive the following benefits:

  • Locations scattered all across California, New Mexico, and Arizona
  • Competitive interest rates nation wide
  • Most money for your vehicle
  • Keep driving your car during the life of the loan
  • Customized loan terms for each customer’s unique situation
  • Get your money as fast as the next business day
  • Absolutely no prepayment penalties

All of that sounds pretty great, doesn’t it? Well, if you have any more questions to ask about TFC Title Loans or just about auto title loans in general, then please give us a call right away using our toll-free number or feel free to contact us using our convenient online chat option. We have knowledgeable title loan agents standing by who would be delighted to answer any questions that you may have!  If you have made the decision that you would like to apply for an auto title loan with TFC then the process is simpler than you could believe. All you need to do is fill out our online application and wait for a call from us to get a free quote. Why are you hesitating? We can help you through this difficult financial time.

May 9, 2017

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Do Title Loans Help Build Credit?

68729991_thumbnail-300x211Here, at TFC Title Loans, many of our customers ask the question do title loans help build credit. We get this question so often because many people who choose to apply for auto title loans have less-than-perfect credit scores. This is the case because individuals can borrow title loans regardless of their credit score since these kinds of loans use the market trade-in value of your car as collateral for the loan. Even if you do decide to take out a title loan, you will likely want to be able to improve your score enough so that you can have more options for the future. An auto title loan could be one of the ways that you improve your credit score. In this article, we will be explaining how a title loan from TFC Title Loans may be able to help build your credit and how it might be able to damage your credit.

Ever since we first opened our doors in 1994, we have been extremely passionate about lender transparency and consumer education. It is for these reasons that we have prioritized the task of expanding our website with all manner of informational resource articles to answer any and all of your questions regarding title loans. Over the past 25 years, we have helped thousands upon thousands of customers receive the emergency funding that they need through title loan. We would love to do the same for you and hopefully help improve your credit score in the process.

 

Your Credit Report

Your credit report is made up of five different components that are used to calculate your number score. The five components are as follows:

  • Your payment history – 35%
  • Your credit utilization – 30%
  • Length of your credit history – 15%
  • Your new credit – 10%
  • Your credit mix – 10%

If you end up taking out a title loan through TFC Title Loans, then paying down that loan each and every month would have the biggest possibility of building your credit and improving your score. It is mostly through this avenue that a title loan could significantly impact your score. If you stay consistent and on schedule in paying back your title loan lender, then you credit score will definitely look significantly better.

On the other hand, just like any other lending option out there, if you do not make payments on time or default on your loan then your credit report with be damaged and your score will go down. Because of this, it would be wise to strategically plan and budget how you will make each and every monthly payment. You might even consider setting up automatic payments with TFC to make sure that you never forget a payment! We just recently added the automatic billing for the convenience of our customers. Our goal is to see you succeed, not only in repaying your loan but in improving your credit score for a bright financial future.

 

Do you have any questions about your credit report or about title loans? If you do, feel free to give us a call at our toll-free number! We have customer service representatives standing by the phones who would love to answer any questions you may have. We also have a convenient online chat option if you don’t wish to call. However, if you have already made the decision that you would like to get a title loan and utilize it to improve your credit score, then you should apply today! The process is incredibly easy. Just fill out the online application on the main page and we will get back to you with a free quote. You could have the funding that you need as fast as the very next day after approval. Solve your financial stresses today!

 

 

 

 

May 8, 2017

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Title Loan on a 2001 Chevrolet Tahoe with TFC Title Loans

When you constantly live paycheck to paycheck, life can be incredibly stressful because you don’t know when a financial crisis might hit. The smallest thing could cause you to fall behind on bills. Whether you have medical bills or get hit with something as small as a parking ticket, you need a way to cover that expense since you don’t have room in your normal monthly budget. This situation I am describing becomes even more aggravating when your credit score isn’t horribly impressive. Having a less-than-perfect credit makes it near impossible to get the extra emergency funding when you desperately need. Most lending institutions judge you by a singular number rather than as an actual human being. Even though banks may not lend you the money you need, you may be able to find the financial assistance that you need with auto title loans. TFC Title Loans could approve you for a title loan regardless of your credit score because we use the market trade-in value of your car as collateral. To help you better understand how auto title loans work, we are bringing you the experience of Adrian G. who recently got a title loan on a 2001 Chevrolet Tahoe with TFC Title Loans. Here is a collection of the experience he had working with TFC Title Loans:

 

How Adrian G. Got a Title Loan

title loan on a 2001 Chevrolet TahoeAdrian G. works in the farming industry in California and found himself a little bit short on cash last month. We have all been there at one point or another. Adrian knew he needed to act quickly when he realized he needed some extra funding in order to pay all of his bills at the end of the month. After researching his options, Adrian decided to get an auto title loan since he could not wait to improve his credit score to get a traditional personal loan. He ended up choosing to work with TFC Title Loans because he read all the great reviews we had from past customers. Adrian applied using his blue 2001 Chevy Tahoe which had a mileage of around 147,000 and a Kelly Blue Book value of 3,091 dollars. Almost immediately after sending in his application, he was approved for a title loan from us of $2,510. In order to pay back this loan on time, Adrian plans to save money every month on things that aren’t as needed or necessary to him and using that leftover money to pay the regularly scheduled monthly payments.

When giving feedback in a customer survey on his experience with TFC Title Loans, Adrian said that we had a “great process” which was super “fast” for getting his title loan and he gave us five stars for customer service, mentioning that he was very “satisfied”. When it comes to paying off the loan, it is scheduled to be fully repaid by April of 2019 which gives Adrian two years to pay it off. But, if he chooses to, he can pay off his title loan as early as he would like to because TFC Title Loans does not charge any prepayment penalties and our loans are completely amortized.

 

We Would Love to Work with You

Ever since we first came onto the scene in 1994, TFC Title Loans has provided top of the line customer service to thousands upon thousands of individuals. We hope that Adrian’s experience has encouraged you to consider picking TFC Title Loans for all of your title loan needs. We offer a myriad of amazing benefits that you cannot find with other lenders. A few of these include the following:

  • Locations scattered all across California, New Mexico, and Arizona
  • Competitive interest rates nation wide
  • Most money for your vehicle
  • Keep driving your car during the life of the loan
  • Customized loan terms for each customer’s unique situation
  • Get your money as fast as the next business day
  • Absolutely no prepayment penalties

If you have any questions about our company or about title loans in general, then please give us a call at our toll-free number located at the top of this webpage or contact us via online chat. We have representatives standing by who are eager to help you through this financially stressful time. If you have come to the conclusion that you would like to apply for a title loan, then fill out our online application today! It only takes five minutes, don’t hesitate!

May 5, 2017

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Title Loan on a 2003 Chevrolet Silverado with TFC Title Loans

If you are self-employed or work in an industry with ebb and flow, then you know that your income is not always fixed or consistent. There are times when the money flows freely as if it were growing on trees in your backyard. However, there are times when exactly the opposite is true. Sadly, the luck doesn’t last at all times and some seasons are better than others for business revenue. During those times when business is particularly slow, it would be extremely useful to have a convenient way to get enough money to hold you over. The process of applying and waiting for approval for a personal loan requires two things a lot of people don’t have: extra time and a perfect credit scoresdfds. With auto title loans, there is no need for you to have either of these. With TFC Title Loans, we can get you the money you need as fast as the very next business day regardless of your credit score. Since we are the oldest title loan lender in the state of California, we have the best customer service in the business. Don’t believe us? Just ask one of our recent customers, David M., who recently got a title loan on a 2003 Chevrolet Silverado. This article highlights the feedback he gave on his great experience with TFC Title Loans:

 

David M’s Title Loan Experience

David M. is a self-employed California resident. Last month he began to notice that work was unusually slow. Once he realized this, he knew he had to find an adequate solution for his financial shortage. He needed just enough money to tide him over until business pick back up again as he knew it would. If he couldn’t get a title loan, he would have had to borrow money from a family member and he did not want to do that as it might strain the relationship. TFC Title Loans approved him for a title loan on his black 2003 Chevrolet Silverado. With a mileage of just over 130,00, the car was valued by Kelly Blue Book at 4,775 dollars and he was approved for a loan of 3,000 dollars. When giving TFC Title Loans feedback in a customer survey, David M. gave us five stars on convenience saying “it was easy to get a loan.” Additionally, he gave us a five-star rating in customer service. As for paying off the loan, he plans to budget carefully each and every month so he never forgets to make a payment on time. Theoretically, his loan is scheduled to be paid off by April of 2019 which gives him two years. However, he can pay off the loan as early as he chooses since TFC Title Loans charges no prepayment penalties and our title loans are amortized.

 

Pick TFC Title Loans for Your Funding

TFC Title Loans has been in the alternative lending industry since 1994 which makes us the oldest title loan lender in California. We have gained out reputation through passionate hard work to help those who need financial assistance. And we also make sure to do with second-to-none customer service. If you have any leftover questions that you would like answered after learning about David M.’s experience, then give us a call right away. We have title loan agents standing by the phones who are eager to talk with you. These are a few amazing benefits that you could receive if you choose to get your title loan from TFC Title Loans:

  • Keep driving your car during the life of the loan
  • Customized loan terms for each customer’s unique situation
  • Get your money as fast as the next business day
  • Absolutely no prepayment penalties
  • Locations scattered all across California, New Mexico, and Arizona
  • Competitive interest rates nation wide
  • Most money for your vehicle

It only takes five minutes out of your day to apply. We will give you a call within the hour of receiving your information to tell you your free quote and the next steps for getting your title loan! Your financial worries could be gone as soon as the very next business day after approval!