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Are you a resident of the beautiful city of California? Do you need an instant loan that is void of the complex bureaucracies involved with traditional banks? If you need some extra cash and you own a car, truck, van or any other automobile, then you can easily get a quick cash loan using your car title as collateral.
Contrary to the general belief of many, getting a title loan is not as bad as most folks see it. In fact, getting an auto title loan is a perfect same day loan option. Title loans work just like conventional loans, in that, once you take out the loan, you follow a payment plan to repay the loan and finally retrieve your asset (collateral) once you fully pay off the loan.
Title loans are short term collateral loans that offer you a way out of challenging times without any stress or hassle, and TFC Title Loans in California is the premium solution to your urgent financial needs.
Unexpected challenges are a major fabric of life, and most of the time, they strike when we are most unprepared. In such times when your back is against the wall and you are in pressing need of cash for some relief, taking out a loan can be a way out.
Of course, there are several other options to raise emergency cash when the need arises, but none of these other funding alternatives are perfect for an emergency situation, especially when you need the cash within a day.
For example, taking a loan from your local bank or any credit union is an option to raise extra cash when there is a financial need, however, the stress of getting a loan from a conventional bank or credit bureau is a major limitation. The long documentation process involved and the extreme requirement to qualify makes this funding alternative inappropriate when the need for financial support is urgent.
Opting for a credit card is also another option, but this cash support comes at an extremely high-interest rate, and your credit status has to be impressive before you can even apply for a credit card.
California, popularly known as “the Golden State” is the most populous state in the US. Living the good life in this great city comes with a lot of financial responsibility, and the thing can quickly go sideways when your budget and savings is wrecked by unexpected expenses. However, there is good news for all California residents; you can easily get a fast title loan in California and TFC Title Loans is here to help.
Whether you live in Los Angeles, Orange County, Fresno, Bakersfield, Riverside, San Diego, San Francisco or any of the 58 counties in California, with TFC Title Loans, you can now get a title loan near you with ease.
With the numerous title loan companies scattered across America, choosing the best title loan provider could be a bit confusing, but TFC Title loan stands tall as the best title loan across California and beyond.
Our auto loan services come in several forms like; RV title loans, motorcycle title loans, and auto equity loans, including any other form of automobiles like trucks and SUV. And you can easily access any of these loan services by walking into any of our title loan offices close to you.
We have both a physical office and an online presence. Our offices are well positioned for easy access and proximity convenience, with our headquarters in Los Angeles. We are also situated in Oxnard, Lancaster, Hayward, San Jose, Orange County, Bakersfield, Fresno, San Diego and Riverside.
Once you walk into any of our title loan locations, you will quickly get started with your title loan application. We will get you approved in less than 10 minutes, and within 24 hours, you will be walking home with the emergency extra cash you applied for.
Apart from California, our loan services also cover other states in the US. We provide our title loans for people living in Arizona, New Mexico, South Carolina, Illinois, Alabama, Georgia, Missouri, Utah, Idaho, Ohio, Texas, Florida, Wisconsin, Tennessee, Nevada, Mississippi, and Delaware.
TFC Title Loans is fully licensed by the DBO to operate in California as well as in other states in America. So wherever you reside, proximity to a title loan company is never an issue since there is always a TFC Title Loan office near you.
The way a title loan works, the process of getting a title loan using your car title as collateral to secure the loan can be summarized in four steps;
This is the first step where you declare your willingness to acquire the loan. here, you will provide some basic details about yourself like your full name and contact details, as well as some information about your car.
Here, you are given the go-ahead to proceed with the rest of the application process. You will be given an initial quote stating a loan amount based on your financial situation and car or vehicle details.
These requirements are the documents needed to facilitate the application. Don’t worry, the documents are very easy to obtain on like those needed by conventional lenders.
Finally, you will be given the cash loan. you can choose how you want to have the check; either a direct transfer to your personal bank account, physical cash in hand or cheque.
To get a title loan, you must first qualify for a title loan. It is very easy to qualify for a title loan. Provided you meet the three condition listed below, you are qualified to get a title loan from us:
Once you qualify, then you can go ahead to apply for a title loan. at our office, you will be issued an application form which you must complete and submit. We will then check your application and get you approved, giving you an initial non-obligatory quote in the process. To get a quick car title loan approval, all you need to do is to provide all the required documents as fast as you can.
Below is a list of all you will need to get a title loan from TFC Title Loan;
Even if you are unemployed or retired, you can still get a quick cash advance against the value of your car with your car title as collateral, provided you have a regular income source to support the loan payment.
From the way an auto title loan works, the amount of cash you are eligible to access is based on how much value your car has. This means that the more your car or vehicle is worth, the more cash you can get out of it.
One thing you do before we issue you the loan cash is to make your car or vehicle available for inspection at of office. We will use the Kelley Blue Book to evaluate your car and determine its recent market value. Meaning that the amount of cash you get depends on the KBB value of your car or vehicle.
Usually, you will be given a certain percent of your car’s worth a loan. some other title loan lenders could be willing to give you up to 70% of your car’s value, but we offer you way more than that. With TFC Title Loans, you will receive up to 85% of the value of your automobile. You can get a title loan up to $50,000 cash.
Typically, a pink slip loan or vehicle title loan is a short-term secured loan, but at TFC Title Loans, we do not trap you in a fixed and short loan duration. We give you a longer loan period to repay the loan. We give you the cash you need at an affordable interest rate, holding on to your pink slip or title until you pay off the title loan. with us, you have a longer loan period of about 36 months to repay the loan.
Throughout this period, we remain the lienholder of your car title, and once you fully repay the loan, we return your title back to you – lien free. We also encourage you to pay off the loan anytime you feel buoyant enough, without any penalty.
Remember, you do not give up your car to get this loan, rather, you only give up your car title for a quick loan in exchange.
Most people who are faced with emergency financial challenges and in need of a title loan fast are those with bad credit. not everybody has the luxury of a good credit score, and most folks we’ve helped have poor credits.
With a traditional lender like banks and credit unions, your credit score is a major factor that determines your chances of getting a loan. If your credit score is poor, your chances are very slim, and with a low credit score, you stand no chance at all.
This is where we come in because a title loan is a solution when your credit status is unimpressive. TFC Title Loans can get you funded no matter your credit situation. Your credit score is not a major criterion when you approach us, however, we pay more attention to the strength of your monthly income. If your monthly earning is enough to see through the loan payments, we will get you funded.
Even if we do check your credit with Experian, it is not for us to decide if you will get the loan or not, instead, it is our way of examining your unique financial situation so that we can come up with a perfect plan and loan amount that will suit your budgetary plans.
Don’t let the frustration of your poor credit score hinder you from getting a loan. We understand your predicament, and we are willing to help you. In the long run, you also get a chance to rebuild your credit when you keep up with the monthly payments.
Any type of car or vehicle can qualify you for a title loan. Even if your car is over 10 years old, you can still get a title loan. If what you own is a vintage or classic car, there is still no problem. Provided you still have some good mileage left on the car, you are good to go.
Funny enough, most vintage cars are still very valuable. Imagine the relief when you can bail yourself out of pressing financial challenges with the car’s worth. The beauty of the whole thing is that you keep driving your car as always.
The feeling of being financially strapped could be very depressing, and so far, we have seen how a title loan can save you from embarrassments. TFC Title Loans comes with loads of benefits, below are just a few;
Don’t waste any more time. Visit any of our title loan locations close to you and get the best car title loan today!