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04 Apr 2019   /   0 comments

How Much Does It Cost to Build a House?

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constructionBetween Pinterest, HGTV, TLC, and all those home improvement shows, you sometimes wonder if it’s better to just build your own house. But, how much does it Cost to Build a House? According to the HomeAdvisor, the average cost falls at $286,369 but can range anywhere from as low as $152,639 to as high as $421,983.

The Cost to Build a House

There are many different types of homes and an equal amount of different ways to go about building your own home. Whether it’s simple family or detached, you can choose to go with a developer or pick your professional. The type of materials and the lot size play a factor in the price, as well as your location.

Custom Home: $350,000 – $1.5 Million

Designing your home from the floor plan and where you want there to be electric can cost you in money and time. If you’re passionate enough and truly want every last detail of your home to be chosen by you, then go for it!

Hiring a professional can cost at least 15% of the overall costs. One way you can knock down that cost is to ask your builder if they can help draw a floorplan instead of hiring a separate architect.

It’s hard to estimate exactly how much a custom home like that would be because it depends on the size and the materials you choose. On average, you can expect between $100 – $400 per square foot. When it comes to building a custom home, a big trend that people are settling for right now is building their own tiny houses.

Modular and Prefabricated Home: $50,000 – $300,000

On the cheaper side, the process of building these homes is a little different than the average house. Prefabricated homes are usually manufactured offsite and assembled together on your lot location. This can help save money and usually means a lower cost.

Modular homes are similar that they are created in sections and built onsite. Sometimes, this can result in smaller rooms but it can help with the cost.

Developers and Home Builders: $50,000 – $1.5 Million

A lot of builders will allow you a high degree of customization for your homes, but just a limited number of floorplans and locations to choose from. With locations, a developer or home builder is most likely creating a larger subdivision which you’ll have a couple to choose from.

While you may be slightly limited on the customization of your floorplan, they do offer a lot of personal interiors and exterior customization. Not to mention that a developer could save you 15% from choosing your own custom professional.

Cost of Material and Machine

As you see there are a few Cost to Build a House. Materials can greatly affect the cost of your home. The type of materials to your home size, and even potentially what region you’re building in. Many professionals use a backhoe for machinery choice, which will cost about $70 – $90 per hour of operation.


The Cost to Build a House will also depend on the professional you choose and the complexity of your home.

  • Architect: $60 – $125 per hour
  • Engineer: $100 – $150 per hour
  • Land Surveyors: $300 – $700 per hour

Additional Cost to Build a House will come into play when it’s time for materials, parts, and assembly.

  • Foundation: $4,000 – $12,000
  • Framing: $1,500 – $6,500
  • Exterior finishes: $40,000 – $60,000
  • Major system installations: $30,000 – $50,000
  • Interior finishes: Upwards of $85,000

Steps to Build a House

When planning to build a house, it’s important to really create a list of things to do and know what you want ahead of time. Communication is key, whether you are hiring a professional or are going through a developer. Here are some important steps to follow:

  1. Create a budget
  2. Purchase property
  3. Choose a construction method
  4. Develop plans or designs
  5. Obtain permits and inspections
  6. Purchase construction insurance
  7. Begin construction
  8. Book a final inspection
  9. Complete landscape

Let TFC Title Loans Help You!

If you’re worried about the cost of your house project or you need help with some of your bills, TFC Title Loans can help you with quick cash using the title of your vehicle. By using the title as collateral, you can apply for an auto title loan and get anywhere from $2,500 to $50,000 in loans. As long as you have a clear-and-free title on your vehicle, TFC Title Loans can help you!

It’s easy to apply and takes 5 minutes to submit an online application. We have high approval rates, and if you don’t like your loan terms, you have no obligation to continue. Solve your financial problems today!

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