24 Feb 2017   /   0 comments

How to Cook on a Budget

Paul

I think we would all like to know the secret of how to cook on a budget so that we are healthier and have money leftover at the end of the month. The key to a healthy diet without being behind on your bills at the end of the month is organization. In this resource article, we will bring you several tips on how to cook on a budget so you can save more money and be successful in your finances.

How to Cook on a Budget   

Plan Your Menus

You don’t necessarily need to spend tons of money of special products to have an ideal diet and cook good food. You can plan out your week’s meals by looking for recipes in books or on the internet. You could even get recipes from a cooking show you love to watch on television. Find your favorite recipes then you can have a list of things you want to buy for the recipes and you will be less likely to be distracted by unnecessary things.

Make a Budget Beforehand Then Bring a Calculator

Once you have organized your menu, make an estimated budget for all the foods that are on your list. Bring a calculator with you to the store and add each thing up to the balance as you shop. Check the different brands and generic labels so you can find the cheapest number to add to your calculator. Do not get distracted from your list and you calculator. If you focus on them, then you will be sure to follow them strictly.

Wait for Seasonal Foods and Deals

If you know the produce markets in your area, you know when their vegetables and fruits are most in season and, therefore, cheapest. Go to the store and buy them in bulk when they are least expensive and freeze them to last for a while.

Don’t Go to the Store on Payday

If you do this, it will be just like going to the store hungry. When there is a bunch of money in the bank, you are more likely to buy more things even though you haven’t paid your bills yet! You need to take care of those things first, like rent and utilities and insurance. Then you will know how much you can spend on food!

Cook Your Own Food

Yes, buying from a grocery store is much cheaper than going out to restaurants or fast food. But it is also doubly less expensive to cook homemade meals rather than buying pre-prepared food from the grocery store. Luckily, there are more blogs and websites with recipes than ever before so it is a lot easier to prep your own food rather than rely on a grocery store’s recipe. With just a few clicks, we can become cooks in a short period of time; taking care of both our health and our wallet.

No Brand Products

There are excellent products on the market that are not branded. When you gain a little more experience in the kitchen you will realize that generic products can serve you just as well for your recipes.

Your Kitchen as an Investment

What if you get so good in the kitchen that you think you deserve a remodeled one? It’s definitely possible and we can help you!

We can get you a car title loan using your vehicle as collateral. You could get the money you need for a kitchen update as fast as the very next business day after approval.

We have been in the lending industry for over two decades and have experienced representatives who will help you get the help you need.

Don’t hesitate to give us a call right away! We are here to assist you. That is our top priority.

https://www.tfciloan.com/contact/

4 WAYS TO GET QUICK CASH IN TODAY’S WORLD 

If you are like the majority of Americans, there is a slim chance that you will have enough saving to cover for an emergency; majorities of Americans depend on their budget to see them through the month, paying their regular bills and hoping that nothing goes wrong. As far as I am concerned, America still remains the most blessed country in the world, in all ramifications, America remains a great nation to nations. Many nations seek refuge in America and is an abode to many foreigners. Unemployment is irrelevant in America yet, American still aren’t saving much. Different reports have proved this to be a dominant condition in the country, it was recorded that 30% of Americans don’t have a savings account at all, nearly three-quarters of Americans have less than $1,000 saved.

Bankrate.com reported that only 16 percent of survey respondents saved up to expert generally recommendation which is 15 percent of annual income. A quarter of their respondents saving between 6 and 10 percent of their income and about 21 percent say they manage to save up to 5 percent or less. There is no any evidence better than these to prove that majorities of these people are setting themselves up to fall short in retirement.

Retirement may be something to come in many years’ time but how do you deal with emergency situations that may transpire anytime? Whether it’s an unexpected medical bill, damage done to your roof or home, broken car, being laid off from work, water heater, or an unplanned but important trip, emergencies happen to everyone. So how do you cope with this situation? Even if you belong to the category that saves little, will that be enough to cover your emergency bill? If you are laid off from work, how long can your saving serve you? Obviously, there may be a need to find means of generating fast extra cash to maintain a healthy living. There are many ways to achieve this but we will like to point out few ways to get quick cash if you ever find yourself in a bind:

 

INTERNET

There are arrays of opportunities on the internet, but I will limit myself to two which I believe they are achievable and are capable of providing you the extra cash you need to maintain yourself.

 

Internet Sales

When most of us see the advice to sell old books, toys, clothing, or other items we could do without, we probably think of yard sales, Craigslist, or pawnshops. But there’s an even easier way to sell your items these days: online. From Amazon to eBay, there are plenty of ways to promote your sales to potential buyers around the world. Not only does this make it easy to quickly sell a few things, but it also allows you to access a far larger buying force than you could get just having a yard sale.

If you have old textbooks from college, collectibles that you’ve kept in great shape, or specialty supplies for a craft or hobby that you don’t have time to use, you can set up a shop on Amazon or eBay within just a few minutes. And with a few extra hours and a little bit of creativity, you can turn your Internet sales into a full-fledged business so that you can keep the extra cash flowing all year long.

If you can sew, know fancy calligraphy, or have the ability to create craft patterns or graphic designs, consider selling handmade goods through websites like Etsy (or even try Amazon’s new handmade market). These websites make it easy to run a side business year-round, letting you stock items when you have them, and keep your store on vacation when life gets busy. Popular items to sell on these websites include jewelry, stuffed toys, art pieces, handmade tools, and even custom-made clothing.

 

Freelancing

Freelancing is another way to empower yourself and gain extra cash in your pocket. You don’t have to quit your pay job, freelancing can be a side business, it comes with an immense freedom to work at your convenient time or even free period, not just anytime but anywhere as long as you have your laptop. Good for you, a laptop can be easily mobile; this implies that you can walk around with your extra office. What is important is that you deliver a job well done and on time. You can choose your area of interest, you have the opportunity to work as a freelancer doing what you love in many global markets. You can choose the type of work based on what interests and benefits them best.

People make thousands of dollars every month working as a freelancer without quitting their job; almost everything you are good at can offer you extra cash online, as a graphic artist, you can design logos, business card, and so many things. It so lucrative that many people will even pay you to just remove a background from the back of their picture. Writing is part of what you can do as a freelancer; in short, almost everything can fetch you extra cash, some freelancer only offers professional advice. Few websites where you can register yourself to enjoy this benefit include but not limited to Fiverr.com, Topcoder.com, upwork.com,  boontech.ai, 99design.com, TopTal, Peopperhour.com ifreelance.

 

BECOME A TAXI DRIVER

With the rise of Uber and Lyft has come a whole new way for anyone to grab some extra cash whenever they need it. Drivers in California can make a lot of money with just a few quick requirements. You’ll have to get your TLC license, which usually requires a quick one-day defensive driving course, and you’ll need to be sure your car meets the standards of the ridesharing company (many offer car rentals if yours doesn’t).

If you don’t mind spending a lot of time in the car and know your way around town, you can easily make driving for Uber your second job. Because Uber, Lyft, and other ridesharing companies do most of their services through smartphone apps, it’s easy to find all the information you need, and learn more about the requirements for becoming a driver.

You do not need to quit your current job, working as a taxi driver can be your side job.

 

TAKE A HARD LOOK AT YOUR BILLS

For many Americans, the only reliable way to make extra money is to reduce monthly spending. Unfortunately, this may mean cutting back on things that you truly need, and learning to do without. For example, most people need cell phones these days in order to stay in touch with work, school, or to be able to contact family in an emergency. But you can do all of that with a basic “dumb phone” that doesn’t have data or any other special plans. Cutting back your cell phone to a simple call and text messaging plan can help reduce your monthly bills by hundreds of dollars in some cases.

The same is true for any subscriptions you may have to Netflix, cable, or book services. The library is your new best friend for entertainment until your finances even out again. If you’ve lived in your home for more than a year, call the utility company and ask if you can be put on a level billing system; this may help you shave a few dollars off your monthly bill. If you live close to a library or public location with free Wi-Fi that you can visit, consider temporarily shutting off your Internet service until you can get your finances back on track.

Finally, check out any insurance policies you have, for your vehicle, medical insurance, or for your home. If you are paying for more coverage, now may be a good time to cut your policies down to the minimum, and use the extra money to cover your financial emergency. You can always increase them again later when things aren’t as tight.

 

CONSIDER AN AUTO TITLE LOAN

If you own your own vehicle and have a valid driver’s license, you could get the cash you need in just a day by visiting an auto title lender near you. Car Title Loans are short-term loans that don’t require the borrower to have good credit or good borrowing history; in many cases, borrowers don’t even have to prove that they have income, meaning Car Title Loans can be used during times of unemployment while you search for a new job.

In order to apply for a title loan, borrowers put up their vehicle title as collateral. But don’t worry! You get to keep your car and use it however you like, during the entire time you have the loan. The only time that your car could be in trouble is if you default on the payments – and even then, most auto title lenders would prefer to work with you on payments, rather than repossessing your car.

If you need money right away for an emergency, but you don’t have time to take a second job, an auto title loan could be a good way to cover the cost of a major emergency. You can often borrower larger amounts, against the value of your car, so title loans make for great solutions when a small loan from friends or family just won’t cut it. And title loans are fast, as well. You can often apply, get approved, and receive your funds all in one day with your auto title lender near you.

One good thing about car title loan is that the majority of the requirements are what you have as a resident of a particular location. If you are laid off from work and you have a very good expensive car, you can borrow a substantial amount against it title to start a small scale business.

If you find yourself in a bind and you consider a car title loan as a perfect option for you, we will help you.

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