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03 Jun 2019   /   0 comments

Title Loan with No Proof of Income


We can help you learn how to get a title loan with no proof of income but still show the ability to repay the loan. We have assisted consumers to obtain title loans with no “traditional” proof of income since 1994. Over the years we have perfected our approval process to more easily accept those with a wide variance of steady income streams so no one in need is neglected.

The ability to repay the loan is a necessary part of the approval process for a title loan. Its purpose is to help the lender verify that the borrower can repay the title loan through regular monthly payments. Verifying this information is beneficial for both the lender and the consumer since the risk is exponentially increased for both if the ability to pay isn’t confirmed.  Many times, TFC Title Loans’ customers don’t realize that while they might not have a job, they still can get a loan with other forms of income. Unemployment, Social Security, worker’s compensation, alimony, annuity payments, and court settlements are all examples of how you can take out a title loan with no traditional proof of income.

With our passion for customer service that has lasted for the past 25 years, we make it our priority to make sure you fully understand the lending process. We have organized a full list of options for you if you need to get a title loan with no job. To learn more, see the information provided below. If you are ready to obtain the financial help you need, then give us a call or fill out our online application today.

How to Get a Title Loan with No Proof of Income

How to Get a Title Loan Without a Job


  • Unemployment Benefits Income


Unemployment income is a possible proof of income when applying for a title loan. This income can reach up to $450 a week and is distributed by state governments which are funded by both state and federal payroll taxes to workers who have become unemployed.


  • Social Security Benefits Income


Social Security makes a perfectly acceptable income source as well. Social Security is the common name for the federal Old-Age, Survivors, and Disability Insurance program which is also funded mainly through payroll taxes and distributed between the Federal Old-Age and Survivors Insurance Trust Fund and the Federal Disability Insurance Trust Fund.


  • Annuity Income


Annuity income is a smart retirement strategy that utilizes an insurance product to create a steady income throughout retirement. You don’t need to be working to have a steady income if you were financial savvy while still in the workforce.


  • Workers’ Compensation


Workers’ compensation is a form of insurance that covers the wages and medical coverage for employees who have been injured on the job. This is a perfectly valid proof of income when you are not currently working.


  • Settlements and Court-Ordered Awards


Settlements and court-ordered awards are financial resolutions in legal cases. Settlements and awards are usually distributed in either one large lump sum or structured settlements which require regularly scheduled payments.


  • Inheritances in Cash or Property


Inheritances can make a reasonable proof of income that you can use with no other proof of income available to you. Inheritance usually takes the form of either property or cash passed on to you after the death of a family member or close friend.


  • Severance Pay


Severance pay is a sum paid to an employee once they have been let go from the company. Depending on the company’s policies, severance pay can be a substantial form of income that keeps you going for quite a while.

Now you can see that we are not looking for a certain type of proof of income. Instead, we are only looking for your ability to prove that you are receiving or depositing money into your bank account on a regular basis. If you have decided, after reading this article, that you are eligible for a title loan provided by TFC Title Loans then there are only a few simple steps you need to follow next. Contact us by calling our toll-free number at 844-242-3543 or fill out our quick and easy online application located on this secure webpage. Shortly afterward, one of our helpful loan agents will contact you to walk you through each step of the process.

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