Over the years, we have witnessed clients come to us in distress saying “I can’t pay my title loan!”. If you have come across this page with that fear, we have good news for you. We can help! You are not alone in your worries and we can ease them by helping you navigate this tumultuous time. We, at TFC Title Loans, have been helping clients in the Arizona, California, and New Mexico regions with their car title loans since 1994; making us the oldest car title loan lender in California. This experience has afforded us the ability to perfect the lending and repayment process so we can help those struggling to make payments on time.
Here, at TFC Title Loans, we believe that we carry a responsibility, not only to our current clients, but to all of our past, present, or potential clients. A responsibility that demands we help them through the entire loan process from beginning to end by giving them strategies, helpful tools, and alternative options when they are struggling to pay down their loan. Over the past 25 years, we have been able to gain the knowledge necessary to help all individuals who struggle to pay off their loan.
Are you currently struggling? Well, we are here to help you through it. In this informational resource page, we will lay out the options and/or steps you must take when you realize you are struggling to make payments.
With our second-to-none customer service and lender transparency, we have drawn thousands upon thousands of customers to our site and our lending services. Consumer education is a high priority of ours which is why we seek to help in any way we can if you are struggling through the process. To learn more, please continue reading. If you feel, however, that you would like to refinance the title loan that you are having trouble paying with us to get lower monthly payments, then fill out our online application or give us a call today!
First of all, take a breath. Everything will turn out. You have come to the right place for help and no matter how dire the situation might seem, if you take certain steps it can be improved. Worry has been proven to paralyze people, causing them to not take any action. The first thing you need to fix is your attitude towards your ability to tackle debt, whatever type of debt that might be. You CAN do it.
Secondly, contact your current lender. That may be us or someone else but, either way, contact them and tell them that you are worried about making the payments. Many lending companies, who have a similar philosophy to ours, will work with you to find viable options to make the financial burden easier on you. At TFC Title Loans, we focus on staying flexible so that we build trust with our clients and an open line of communication. Several things can be done to improve your situation such as extending the repayment schedule or altering the monthly payments.
Here are a few of the things you can do to use your money wisely so you can make the monthly payments more easily. Or better than that pay more than the monthly payment to avoid interest.
If your current lender is unhelpful and not flexible with your monthly payments, then you ought to consider refinancing your title loan with us at TFC Title Loans. We can take care of the remaining balance of your old loan and give you loan terms that are unique to your specific circumstances. With excellent support, we can help you through the process so you don’t feel as alone. We can see you through to the completion of the life of the loan and onto a brighter financial future for you and your family.
Now that you have a better grip on what actions need to be taken when you feel you can’t pay off your title loan, you can feel free to give us a call with any remaining questions you may have. We have customer representatives waiting by the phones who would be happy to answer all of your queries. If you are interested in working with us or refinancing your current title loan, then give us a call today or fill out our simple online application.