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Car Title Loans Austin, Texas

Sometimes, things don’t work as we plan, a sudden financial emergency can arise at any time in ones’ life. At any point in time, an individual need may supersede what his/her saving account or credit cards can cater for. At that point, there is a need for an alternative means of getting fast cash to settle the emergency bills. There are always thousands of banks and loan lenders that can provide such money but unfortunately, the requirement to secure such loan might just be too much to meet within that shortest period of time. For instance, a huge asset for collateral, guarantors, and other documents required by them that might be a big hassle to get.

Fortunately, car title loan in Austin is an alternative to save you the stress of running around looking for perfect documents to secure a loan in the bank or with other lenders. It is a fast and convenient way to get the money you need at the appropriate time. If you have a car without a lien title in your name, it is possible to leverage its value to obtain a quick loan, the application may require you to authorize a credit check but you are not likely to be affected with that.

At TFC Title Loans, the equity in your car or truck with your car or truck is enough to work for you with Car Title Loans Austin Texas. We have strategical eliminate the stress of getting you approved for a fast loan by offering the easiest way of application. Your car or truck and simple documents are all we need to get you approved for a loan. We can’t just assume a car title loan is a perfect option you are looking for, even if we know, it’s important to let you understand the full details behind the loan and why we believe it is the perfect option for you amid your emergency period.

 

WHAT YOU NEED TO KNOW ABOUT CAR TITLE LOAN IN AUSTIN

A car title loan is simply a short-term loan purposely to rescue people from an emergency situation, the loan period as rendered by most companies is usually 30 days or less. In order to get the loan, you must own the vehicle and use the title as collateral. If the loan is not repaid whether in installments or in a lump sum as agreed, the lender can take the ownership of the vehicle and can sell it to recoup the remaining amount. This loan system is offered by many companies in Austin but it’s best to get it from a company with good credibility.

When you get a car title loan with TFC Title Loans, it is certain that you are getting some of the lowest rates and flexible terms available in the industry.  Many people view car title loan as just a business but to us, we see it as a means of helping people in their difficult period. We strive hard to satisfy our customers, make them feel relief rather than adding to their problems through a high-interest rate. We render to our customers the best and most competitive interest rate they can ever come across.

At TFC Title Loans, we are always available to help you in your tough time especially when you are financially down. We understand that hard financial time is always unplanned for and can fall on anyone at any point in time. But, we are confident that regardless of the need for the emergency cash, with your car in Austin, we can always help you out by getting you the cash you need at the appropriate time.

 

HOW CAR TITLE LOANS WORK

All financial institution (Banks and Moneylenders) require collateral for loans, their requirement varies according to company settings but always supersede the amount the borrower is entitled to borrow from them. That apart, stressful and cumbersomeness is an understatement when it comes to paperwork and application processing in this type of setting. As per title loans, all you need to secure a loan is your vehicle title and few accessible documents, majorly your identity. We can’t really say the vehicle is used as collateral but the title because you will still have access to your car during the loan period. The vehicle used as collateral serves as the guarantor and assurance to the company lending you the money that you will pay back the loan as at when due. The company will be permitted to place a lien on the title of the car which will be removed once you pay back the loan (the vehicle title will be returned to you with no liens on it). The car will still remain in your care and you are free to use it on a daily basis without any restriction. On the off chance that you are unable to pay back the loan as stated in the loan term, the company is permitted by law to keep ownership of the car and may decide to sell the car since it’s the only way to recoup its money.

An additional merit of this type of loan is that you can utilize distinctive sorts of vehicles to get loans. The amount you can get depends on the resale value of cars used as collateral. The more the worth of the car, the more you can get when you use it as collateral. However, you are not expected to get the full value of the car as the company will also make it easy on themselves to recover their cash should you refuse to pay back, so they will only lend you what they can easily get for the car in the event that it resulted in selling the car to recover their money. In most cases, most company will value the car and lend you between 40 to 50 percent of the car value, they may likewise require the installation of security device like GPS tracker on the car that will guaranty that they still have access to the car even while you are in possession of it or in the event that the borrower is considering hiding the car as opposed to paying off the loan.

 

GETTING A CAR TITLE LOAN FROM TFC TITLE LOANS IN AUSTIN

TFC Title Loans is an indigenous money lending company that has is office almost at every corner of Texas. We have been in existence for over twenty years helping people to obtain the cash they needed at their tough financial time through our car title loans program. We know many companies offer similar service but we are one of the most trusted car title loan lenders in Texas environments including Austin, Dallas, San Antonio and other states of Texas. We provide simple application process, more money unbeatable terms, lower interest rate and an awesome customer service.

One of the things that make us superior to others in the industry is the risk we always take to make our customers happy, unlike other company who offer 40-50 percent of the resale value of your car, we offer up to 85% of your car value. This is not too good for our business especially when borrowers fail to pay back but we are delighted in putting a smile on the face of our customers.

Another advantage that put us at hedge is the fact that we offer up $50,000 depending on the value of your car, this is rare to come across.

At TFC Title Loans we know much about the economy of Austin and in addition the way that an erratic monetary emergency can transpire at any time which cannot be prepared for, we also know there are a lot of loan and high-premium credit alternatives out there to get you some extra cash and we are also aware of the stress and cumbersome process of getting loan from them. In an emergency situation, we know what you need is an instant cash, and you need it from a reliable source that you can trust. That is the reason we endeavor to offer the best car title loans in Austin to assist the residents in such crisis!

Also, our loan term is 24 to 48 months, as opposed the 30 days offer by many companies which put the borrower at the brink of losing their car.

At TFC Title Loans, we offer car title loans that enable you to keep your car, get the cash you need, and pay us back in accordance with the repayment plan. All you need to access the loan is just your vehicle title, a valid government-issued identity card, and a proof of income. that is all you need to get a vehicle title loan at TFC Title Loans.

We are here in Austin, we are not blind to how frustrated people in need of emergency cash who are helpless can be, we know fully how stressful it can be for them when they are to apply for loan in bank that is why we have made the whole application process simple such that you can have access to the cash you need with our Austin car title loan within couples of minutes without the stress of signing dozens of papers.

You can get the process started online by filling the simple online application form, while you get it completed at our nearest office to you. Walk in and talk to our representative. We have offices in Los Angeles, Riverside, San Diego, Orange County, Bakersfield, Fresno, Oxnard, San Jose, Hayward, and Sacramento. Bringing your vehicle along with the title, a valid government-issued Identity card, and proof of income can make the whole process faster than anything you can think of. The documents and the evaluation of your car are all we need to get the whole process completed.

At TFC Title Loans, application for car title loan is so simple such that it can be completed online within a couple of minutes. Below are the simple for steps required to get your cash:

  • Apply for The Loan

Application for loan at TFC Title Loans can take two dimensions, you can apply online or visit our offices near you.

  • Get Approved

Within few minutes, your application will be verified for appropriation by one of our representative using our loan calculator to determine how much you qualify for.

  • Provide Documents

Submit all necessary documents, such as a copy of vehicle title, valid government-issued identity card, and proof of income, to complete your application.

  • Get Paid

After the completion of the above process, all you need is to visit any of our nearest offices to pick up your cheque. Your money will be available the same day you apply. Picking up your cheque will not be difficult as we have offices in Los Angeles, Riverside, San Diego, Orange County, Bakersfield, Fresno, Oxnard, San Jose, Hayward, and Sacramento.

 

COMPLICATION THAT MAY ARISE FROM A CAR TITLE LOAN

The major complication that may arise from this type of loan is the risk of losing your car. At TFC Title Loans, this is a rare circumstance because we will make you understand the term and condition of the loan prior to loan approval. Unlike other company that offers the loan for 30 days which may put the borrower in the risk of losing their car, our loan term is 24 to 48 months with no prepayment penalties. However, you can only stand at the risk of losing your car If you’re unable to keep up with the agreed payments term, then we can take possession of the car or act according to term and policy of service.

TFC Title Loans, we are in Austin, we are close to the resident and we are always available to help residents of Austin and the surrounding communities out in their difficult moment. We are only a phone call, click of a mouse, or a visit away!

Feel free to contact us today through our toll-free number 844-242-3543, our representatives are already waiting for your call to provide answers to all the things you might want to know.