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TFC Title Loans is a company established in 1994 with a major objective of helping people in their difficult time. We specialize in offering people the most flexible loan using their vehicle as collateral, our offices are located in different states and cities and we’ve almost covered every corner of the United State. We have helped thousands of people in their financial difficult moments and we are still committed to helping as many people as we can. Without taking much of your time, let’s show you how to get help through our title loan when you find yourself in a situation that demands urgent cash.
Vera Nazarian quote “Was it you or I who stumbled first? It does not matter. The one of us who finds the strength to get up first must help the other.” Was speaking about friends and family helping each other in difficult time but what will you do if you both stumbled? That is, if the person that can play the role of “you” in the above quote is also financially down and you really need help.
Relax, we are here to play the role, we exist to help you during your emergency period. When the need for urgent cash to settle urgent matters arise, it could be unexpected medical bills, tuition fees, mortgage payment, unplanned but important trips, capital for small business, or you just need urgent cash and the “you” in that quote is not financially balance to help then you will need to source for help elsewhere. Banks and traditional loans may be of help but trust me, many things could be responsible for this type of loan not to be a perfect option for you. For instance, your credit score that is a major requirement in this type of setting and the huge paper works involved. Also, Traditional loans and Banks will demand collateral that may be close to ten-fold in value when compared to the amount you want to borrow.
So, what do you do? Relax! we will help you with what you have which is your car without any hassle. If you are seeking for a loan that can meet your emergency need without hassle, consider auto pawn loans also known as auto equity loans, car title pawn, cash for cars loan, u-drive loan. or pink slip loans. It’s possible for you to be wondering how this type of loan works, the requirements and if it will be a perfect option for you. Relax, we won’t end this article without telling you all you need to know.
An auto pawn loan is a perfect loan that fit an emergency need of cash. This is a type of loan where you borrow money against the title of your vehicle. This type of loan may not be able to cater for all you need but you can get amount sufficient enough to cater for your emergency need, depending on the value of your car and its equity.
Needing urgent cash has nothing to do with if you are working or not, you may be earning up to $10,000 in a month and still find yourself needing emergency cash. If you are in an emergency situation that needs urgent cash in Chandler and you own a car, you are a step closer to a solution to your problem. An auto pawn loan is a perfect option amid emergency situation. This type of loan has eliminated the hassle involved in obtaining loans. Although, it requires collateral just like other loans its requirements are less and are always accessible.
All you need to obtain auto pawn loan is the submission of your vehicle title and few accessible documents. This type of loan is a secured loan as the title of your vehicle will serve as collateral for the loan. We only placed a lien on the title of your vehicle to show that we have a financial interest in it but, it will be removed and returned to you after the completion of your loan repayment. During the loan period, the car will still remain in your care and you are free to use it on a daily basis without any restriction.
You are permitted to utilize different types of vehicles to get an auto pawn loan. The amount you can get depends on the resale value of vehicles used as collateral. The more the worth of the vehicle, the more you can get when you use it as collateral. We may install security device like GPS tracker on your vehicle to guaranty that we will still have access to the car even while you are in possession of it.
Compared to the requirements request by banks and other financial institutions, requirements to access car title loan are quite simple and the majority of them are what you have at your disposal. Below are a few documents you need to provide for us to grant you a loan:
This is the first important thing, the vehicle along with its equity will be assessed by our expert staff to determine how much you qualified for. The resale value of your car will determine how much you can get from us. However, you won’t need to park your car with us. Once we’ve determined the amount you qualify for, you can drive away your car.
The car must be registered in your name, and the title must indicate that the car is registered in Chandler. The car must be paid off and without liens on it.
You must come with a government-issued identity card, driver’s license and passport are perfect examples. Note, the identity card must be valid and you must be at least 18 years of age.
Your address will be required in the process as this will prove that you are a resident of Chandler Arizona. A perfect example to back up your address is the utility bills contain your address. Electric bills and cable bills are a perfect example.
Since car title loan permitted you to drive your car during the loan period, the lender needs to be sure that the vehicle you are using as collateral is insured. This will limit the lender risk, should anything happen to the car during the loan period.
This will help the lender in determining how much you qualify for. Also, it will help the lender to schedule a favorable repayment plan for you.
There are a lot of reasons to consider auto pawn loan amid an emergency situation, those reasons include:
As earlier said, the requirements of auto pawn loan are not much and are majorly what you have as a car owner and resident of Candler. The application process and approval are simple. Most vehicle owner that has a regular job will not fin this type of loan difficult to obtain as they won’t need help from anyone to get it.
The entire processing is simple and fast, you can get the money you needed within a few hours of your application. This is completely opposite of banks and traditional loans that require a long process that may take days.
Cash for cars are secured, but it doesn’t require that you hand over your car to the lender while using it as collateral. You continue driving your car for your daily routine while you pay off the loan. All that the lender need as a security to the loan is your car title and it will be returned to you as soon as you complete the repayment of the loan.
Unlike bank loans where the bank determines the repayment terms with you having no say on it, your repayment plan will be based on a conceptual agreement between you and us putting into consideration your source of income. If needed, the loan repayment can be elongated through a process called rolled over. It gives you a long time to pay off your balance or you can pay it off early without prepayment penalties.
To access loan in the bank, you need a good credit score but this is not a necessity for an auto pawn loan, even if we checked your credit scores, it does not affect your chance of obtaining a loan. All the major documents needed are aforementioned.
If you search through the internet, you will discover that many companies offer auto pawn loan in Chandler and its environment but talking of the company that offers the best title loan service in the whole of Arizona, we can say it emphatically that there is none like us. We are top-notch in financial business and we have been rendering the best of financial service to people in emergency situation across United State since 1994. Our popularity in the loan business can be accredited to our low-interest rates, flexible loan, simple application process, unbeatable terms, great customer service, and long-term repayment plans.
We offer just the best, we strive hard to put a smile on our customer’s face by offering high money, as high as 85% of their car value as oppose 40-50% offered by most companies. This may sound not too good for us but we delighted in the happiness of our customers.
Compare to other companies, we will offer you a high amount, up to $50,000 depending on the value of your car, this is rare to come across.
We take delight in our customers’ satisfaction and that is why we have made our loan term to be as flexible as it can with an elongated repayment period between 24 to 48 months, as opposed the 30 days offer by many companies which put the borrower at the risk of losing their car.
The whole application process is very simple such that you can have access to the cash you need with us within couples of minutes without the stress of signing dozens of papers.
Before the signing of a loan deal, all terms and conditions are set and understood by the customer. Apart from the agreed repayment plan, there is no any other hidden fees or penalties for repayment that may increase the amount to repay as stated in the loan agreement.
Our staffs are professionals that are well trained to handle any issues for our customers. They offer their service in a friendly manner and they are always ready to help you at every step of the loan. Our toll-free number 1-844-242-3543 is always available should you have any question any time.
After many years of service, we are realized that majority of questions asked by people contacting us are always the same and that’s is why we have decided to provide answers to the majority of the questions that are frequently asked. Below are some likely questions you might want to ask about our auto pawn loan:
Auto pawn loan offers you money against the title of your vehicle and not your credit score so if you have a poor or no credit, you won’t be disqualified as long as you have a car with a clear title that is qualified to serve as collateral for the loan.
No, you don’t have to park your vehicle with us, all you need to do is borrow money against the title of your vehicle(s)
Risk of losing your car is the major issue with car title loan but it is a rare circumstance in TFC Title Loans. Apart from the fact that we offer a long repayment time between 24 to 48 months with no prepayment penalties, we work hard with our customers, taking into consideration their source of income to schedule their repayment plan. However, you can only stand the risk of losing your car If you’re unable to keep up with the agreed repayments plan. Even then, unlike others, we still offer you a grace period after your default as well as dialogue for a favorable resolution. If all these prove abortive then, we can take possession of the car or act according to terms and policies of the loan service.