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Car Title Loans Charleston, South Carolina

Welcome to TFC Title Loans, the leader in title loans throughout United State. The company was established in 1994 with a major objective, helping people in their difficult time. Whether you have good credit, bad credit, or no credit, TFC Title Loans exist to help you get the cash you need fast without any hassle. We have helped thousands of people in their financial difficult time so your own will not be impossible. Please read further to get the help you need!



The need for urgent cash is something that can happen to anyone at an unplanned time regardless of your job or income. When such a situation arises and family and friends could not render help then, you will need to think of an alternative. If you are seeking for a loan that can meet your emergency need without hassle, consider auto title loans also known as auto equity loans, car title pawn, cash for cars loan, u-drive loan or pink slip loans.



An auto title loan is a perfect loan that fit an emergency need of cash. This type of loan permits you to borrow money against the title of your vehicle. It may not be able to cater for all you need but you can get amount sufficient enough to cater for your emergency need, depending on the value of your car and its equity.



The working principle of auto title loans is simple; it requires that you borrow money against the resale value of your car. The title of your car will stand as the collateral security for the loan. A lien will be placed on the title of your car during the loan period but will be removed and returned to you immediately after the completion of the repayment. The entire process is easy with the Auto Money 4-step process!

Apply Our App

This is the initial stage of the process, it requires that you fill and submit a simple online application which entails your basic contact information and the car details such as manufacturing year, model, manufacturer, and mileage. This detail will give an insight into how much you can get with your car.

Get Approved

At TFC Title Loans, immediately you submit an online application, a loan agent will be dedicated to you to determine how much you qualify for, taking into consideration the resale value of your car, and your source of income to ensure you will be able to afford your loan payments. This is done within couples on minutes usually 15 min or less.

Provide Documents

Bring all necessary documents along with your vehicle to our office

Get Paid

Your check will be available the same day without any delay.



Compared to the requirements request by banks and other financial institutions, requirements to access auto title loan are quite simple and the majority of them are what you have at your disposal. Below are a few documents you need to provide for us to grant you a loan:

The Vehicle

This is the first important thing, the vehicle along with its equity will be assessed by our expert staff to determine how much you qualified for. The resale value of your car will determine how much you can get from us. However, you won’t need to park your car with us. Once we’ve determined the amount you qualify for, you can drive away your car.

Vehicle Title

The car must be registered in your name, and the title must indicate that the car is registered in Charleston. The car must be paid off and without liens on it.

Identity Card

You must come with a government-issued identity card, driver’s license and passport are perfect examples. Note, the identity card must be valid and you must be at least 18 years of age.

Residential Proof

Your address will be required in the process as this will prove that you are a resident of Charleston. A perfect example to back up your address is the utility bills contain your address. Electric bills and cable bills are a perfect example.

Proof of Auto Insurance

Since car title loan permitted you to drive your car during the loan period, we need to be sure that the vehicle you are using as collateral is insured. This will limit our risk, should anything happen to the car during the loan period.

Proof of Income

This will help us in determining how much you qualify for. Also, it will help us schedule a favorable repayment plan for you.



There are a lot of reasons to consider auto title loan amid an emergency situation, those reasons include:

Easy to Get Approved

As earlier said, the requirements of auto pawn loan are not much and are majorly what you have as a car owner and resident of Charleston. The application process and approval are simple. Most vehicle owner that has a regular job will not fin this type of loan difficult to obtain as they won’t need help from anyone to get it.

Timely Funding

The entire processing is simple and fast; you can get the money you needed within a few hours of your application. This is completely opposite of banks and traditional loans that require a long process that may take days.

You Keep Driving Your Car

An auto title loan is a secured, but it doesn’t require that you hand over your car to the lender while using it as collateral. You continue driving your car for your daily routine while you pay off the loan. All that the lender need as a security to the loan is your car title and it will be returned to you as soon as you complete the repayment of the loan.

Flexible Repayment Options

Unlike bank loans where the bank determines the repayment terms with you having no say on it, your repayment plan will be based on a conceptual agreement between you and us putting into consideration your source of income. If needed, the loan repayment can be elongated through a process called rolled over. It gives you a long time to pay off your balance or you can pay it off early without prepayment penalties.

Credit Scores Not a Problem

To access loan in the bank, you need a good credit score but this is not a necessity for an auto title loan, even if we checked your credit scores, it does not affect your chance of obtaining a loan. All the major documents needed are aforementioned.



TFC Title Loans isn’t just a loan company established for just profit sake, our core intention is to help as many people as we can in their difficult time. Our popularity in the loan business can be accredited to our low-interest rates, flexible loan, simple application process, unbeatable terms, great customer service, and long-term repayment plans.

We offer the best loan service in Charleston, we strive hard to put a smile on our customer’s face by offering high money, as high as 85% of their car value as oppose 40-50% offered by most companies. This may sound not too good for us but we delighted in the happiness of our customers.

Compare to other companies, we will offer you a high amount, up to $50,000 depending on the value of your car, this is rare to come across.

We understand the fact that during a difficult time, especially when you have bills that your financial capacity cannot cover, what you need is a loan that is as comfortable as anything you can think of and that is why we have made our loan term to be as flexible as it can with an elongated repayment period between 24 to 48 months, as opposed the 30 days offer by many companies which put the borrower at the risk of losing their car.

The whole application process is very simple such that you can have access to the cash you need with us within couples of minutes without the stress of signing dozens of papers.

Before the signing of a loan deal, all terms and conditions are set and understood by the customer. Apart from the agreed repayment plan, there is no any other hidden fees or penalties for repayment that may increase the amount to repay as stated in the loan agreement.

Our loan representatives are well trained to handle any issues for our customers. They offer their service in a friendly manner and they are always ready to help you at every step of the loan. Our toll-free number 1-844-242-3543 is always available should you have any question any time.

Below are answers to a few questions you might want to ask about this type of loan.



Auto title loan offers you money against the title of your vehicle and not your credit score so if you have a poor or no credit, you won’t be disqualified as long as you have a car with a clear title that is qualified to serve as collateral for the loan.



No, you don’t have to park your vehicle with us, all you need to do is borrow money against the title of your vehicle(s)



How much you get is determined by the value of your car, the maximum amount the lender can loan out and how much the lender feel you can pay back considering your source of income. Many lenders offer between $2,500 to $30,000 depending on where you get the loan from.



Risk of losing your car is the major issue with car title loan but it is a rare circumstance in TFC Title Loans. Apart from the fact that we offer a long repayment time between 24 to 48 months with no prepayment penalties, we work hard with our customers, taking into consideration their source of income to schedule their repayment plan. However, you can only stand the risk of losing your car If you’re unable to keep up with the agreed repayments plan. Even then, unlike others, we still offer you a grace period after your default as well as dialogue for a favorable resolution. If all these prove abortive then, we can take possession of the car or act according to terms and policies of the loan service.