Get From $2,510 to $50,000* and receive approval in minutes. No Credit? Bad Credit? No Problem. Get Same Day Cash And Keep Driving Your Car. Fast, Convenient, No Hassle Process. Apply Now and Find Out How Much Money Your Car Qualifies For!
Myrtle Beach a coastal city located on the East Coast of the United States in Horry County in South Carolina. Myrtle Beach is one of the famous tourism cities in Carolina and It’s ranked as the second fastest-growing metropolitan area in the United State. It is assumed to receive an estimate of 14 million visitors each year. This can be attributed to warm subtropical climate and extensive beaches. As at 2016, Myrtle Beach is said to harbor 32,240 residents.
Myrtle Beach economy is majorly dominated by hospitality services such as resorts, restaurants, hotels, motels and so on. There are other manufacturing industries like plastic, cardboard rubber, cardboard, foam, and ceramic products but they are run on small scales.
Regardless of the reality that you have an active job and a regular source of income, one cannot be ascertained that his paycheck will be able to cater to all his need all of the time. Sometimes, you may be stranded, and you might possibly need urgent cash. Amid this situation, if family and pals are not able to be of help. For instance, while you need urgent money to settle emergency matters inclusive of loan fee, unexpected medical payments, unplanned however essential journeys, tuition charges, capital for a small commercial enterprise, or you simply want urgent cash.
You may need to search for an alternative source of obtaining cash. It’s feasible to feel relax if you have good credit ratings good enough to get you a loan within the financial institution but whilst you think about the time and the entire process, probably you might be discouraged as this cannot in any way meet your urgent need.
Other financial enterprises like Payday loans and conventional moneylenders will demand collateral that worth 10 times in value when compared to the amount of you want to borrow from them.
So, where do you run to? Well, you’ve already run to the right place. You are here already and this is where you should be. If a source of money that is not accompanied by any hassle is all you seek then I am pleased to tell you congratulations. If you are thinking of the most comfortable loan in Myrtle Beach think of Car Title Loans!
Let me assumed you are new to this type of loan or probably you do not know much information about the loan. It is also called car title loan, auto title loan, auto pawn loan, cash for cars loan or u-drive loan. Below are few information and answers to questions you might want to ask about Car Title Loanss.
A Car Title Loans is what I name the friendliest sources of cash in an emergency state of financial affairs that requires urgent cash. Car Title Loans offers you cash against the title of your vehicle; this implies that you drop the pink slip of your vehicle as collateral for the loan but will be returned to you after you repaid the loan.
The working principle of auto title loans is simple; it requires that you borrow money against the resale value of your car. The title of your car will stand as the collateral security for the loan. A lien will be placed on the title of your car during the loan period but will be removed and returned to you immediately after the completion of the repayment. The entire process is easy with the Auto Money 4-step process!
This is the initial stage of the process, it requires that you fill and submit a simple online application which entails your basic contact information and the car details such as manufacturing year, model, manufacturer, and mileage. This detail will give an insight into how much you can get with your car.
At TFC Title Loans, immediately you submit an online application, a loan agent will be dedicated to you to determine how much you qualify for, taking into consideration the resale value of your car, and your source of income to ensure you will be able to afford your loan payments. This is done within couples on minutes usually 15 min or less.
Bring all necessary documents along with your vehicle to our office
Your check will be available the same day without any delay.
There are various ways to benefit from using Car Title Loanss especially when you get it from a reliable company. Few of these benefits include:
To obtain a Car Title Loans, the requirement varies from lender to lender but are generally accessible compared to the requirements request by banks and other financial institutions. TFC Title Loans requirements include:
This is the first important thing, the vehicle along with its equity will be assessed by our expert staff to determine how much you qualified for. The resale value of your car will determine how much you can get from us. However, you won’t need to park your car with us. Once we’ve determined the amount you qualify for, you can drive away your car.
The car must be registered in your name, and the title must indicate that the car is registered in Myrtle Beach. The car must be paid off and without liens on it.
You must come with a government-issued identity card, driver’s license and passport are perfect examples. Note, the identity card must be valid and you must be at least 18 years of age.
Your address will be required in the process as this will prove that you are a resident of Myrtle Beach. A perfect example to back up your address is the utility bills contain your address. Electric bills and cable bills are a perfect example.
Since Car Title Loans permitted you to drive your car during the loan period, we will need to be sure that the vehicle you are using as collateral is insured. This will limit our risk, should anything happen to the car during the loan period.
This will help us in determining how much you qualify for. Also, it will help us to schedule a favorable repayment plan for you.
Majority of the documents are probably what you have already as a vehicle owner, occasionally, the lender might request that you provide a couple of references
The amount you can borrow through a Car Title Loans depends on the value of your vehicle and its equity as well as the term and policies of the lender. For instance, TFC Title Loan offer loan range from $2,000 to $50,000. This permit you to borrow any amount as long as it is within the range the value of your car can cover. Most companies will offer you 40 – 50% of your car resale value but some company can offer you more.
Car Title Loans offers you money against your car title not your credit score so if you have a poor or no credit, you won’t be disqualified as long as you have a car with a clear title that is qualified to serve as collateral for the loan.
The payment terms of the loan depend on the company policy. Generally, a Car Title Loans is a short-term loan and usually last for 30 days. However, TFC Title Loans offer a long-term loan and repayment can be done between 24 48 months.
Unlike traditional loans where you submit your vehicle when used as collateral. Car Title Loans does not require submission of your vehicle. All you need to drop with the lender is the pink slip (title) of your vehicle. So, you are permitted to drive your vehicle during the loan period.
Car Title Loans application process is simple, you can apply on our website by filling the submitting the short application form and you can also walk into any of our office in Myrtle Beach to fill the application form.
Great customer service is one of the reasons why we are regarded as the best title loan lender in Carolina. Our staffs are committed to rendering best of services to our clients and they are always available to answer your calls and also provide answers to any information you might want to know about the loan or the process. They treat each customer as personable and respectively. Furthermore, they are always discreet about customers’ information and they treated them confidentially as much as they can. Customer satisfaction is our utmost priority. We evaluate every situation and will make the best recommendation to make sure our customers don’t put themselves in a position to lose their collateral.
How much you can get through a Car Title Loans depends on the value of your car, however, the lender will try as much as possible to be on a safer side so most of them will borrow you 30 to 50% of your car resale value. At TFC Title Loans, we are completely different, we usually take a high financial risk to satisfy our customers. We will offer you up to 85% of your car value as oppose 30-50% offered by other companies and you can get up to $50,000 depending on the value of your car. This is rare to come across not just in Myrtle Beach but in Carolina at large.
In most cases, a vehicle is a necessity for easy transportation in Myrtle Beach, especially for daily routine. So, what will happen if this loan requires that you park your vehicle with us? Obviously, things could go downhill quickly and may as well influence not just the quality of your life but that of your family as well. At TFC Title Loans, while your car is used as collateral for a loan, you are still in possession of it and can use it the normal way before you used it as collateral.
As requested by the law that guides Car Title Loans, we make sure our customer get a drafted loan deal that will entail all the terms and conditions of the loan including the amount to borrow, the amount to payback and other expenses involved in the loan. Apart from the agreed loan deal, there is no any other hidden fees or penalties that may increase the amount to repay as stated in the loan agreement.
This is one of the reasons why we are different. If you are able to return all the money in a time lesser than the agreed time, you only pay the interest for the time the money is borrowed.
Losing your car is a rare circumstance, as you are aware of the term and condition from the onset. You only stand at the risk of losing your car If you default the agreed repayments term, we are permitted by law to take possession of the car, sell it, and keep its share of the money, which could be the total value for which the car is sold. Sometimes when the value of the car superseded your loan balance, then the balance will be refunded to you. But as a locally run company, we don’t do that, we’ve elongated our loan terms range to be between 24 to 48 months without any pre-payment penalties. We are confident that you will be able to complete the payment within the period of time and if you don’t, we will still offer you a grace period and dialogue with you for a better resolution rather than taking possession of your car.