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Oxnard CA

Car Title Loans Oxnard

Are you in need of some funding for a financial emergency? Perhaps a car title loans in Oxnard will be a good option for you. With a title loan, you could get that funding as fast as the very next business day or even the same day funding. We make getting The Best Car Title Loans in Oxnard a quick and hassle-free process. The amount you can receive is dependent on the current value of your car, we will book your car with the Kelly Blue Book to find out the wholesale value and to see how much we can lend on it. The ability to the repay the loan of cause is a major factor. We do not want to put you in a car title loan for you to default and not able to pay us. It is important that we put you in a title loan that you can afford. We do not want to repossess your car. Oxnard customers can be eligible to receive funding ranging from $2,500 up to $50,000. We have no hidden fees and no prepayment penalties, meaning you can pay back the loan at any time. Our title loan guidelines are simple, we want you to be able to afford your title loan with us. We will do a credit check with Experian as part of our approval process.


Paying Your Title Loan

When you take out your loan, you have to make sure you will be able to pay it back at the end of the term. It is important to consider your budget when you are taking out a title loan. You might find it easier to get a longer loan for your title, as this can provide you more time to pay, even though you are going to be paying more in interest. If that sounds like a good option for you, make sure you talk with the agent about setting up a monthly payment plan.

An auto title loan in Oxnard could be the difference between taking care of your financial emergency and falling further behind. The loans can be very beneficial, but you do need to make sure you understand the terms and that you have chosen to work with a reputable lender.

Getting a Title Loan in Oxnard has Never Been Easier

TFC Title Loans has been helping customers receive title loans for over twenty years now. If there is one thing we know how to do it’s getting our Oxnard customers the financial help they need. That’s why we’ve made the whole process for getting an Oxnard title loan quick, easy and convenient. The first step is to fill out the online form on our secure webpage. Once the online form has been received by one our agents will contact you to verify your information and finalize your loan.

Money with TFC Title Loans

The money you get from us is your money, and you can spend it however you want! Our customers have used our Car Title Loans for many things such as paying overdue bills, credit card bills, an unexpected medical emergency, to make repairs or improvements to a home or vehicle, to take a nice vacation, and many other things. There are no restrictions or limits on how you choose to use the loan or what you can do with the money that you are borrowing. We only ask that, with the money you borrow, you spend it wisely since you will have to pay the loan back eventually.

Apply for Car Title Loans in Oxnard

For over twenty years, TFC Title Loans has helped residents in Oxnard to obtain the cash they need with a TFC Title Loan. We are one of the most trusted title lenders around. We provide our customers with an easy application process, instant vehicle approval, quick funding, and superior customer service. Since 1994, our customers have turned to us for help when they need it the most.


The first step for an auto title loan is to apply. Complete and submit the short form we have online and in just minutes, we will have the information necessary to make a decision no how much we’ll be able to lend you. We have several ways you can apply:

  • Online: Fill out our secure online application.
  • Phone: Request your loan by calling us at 844-242-3543.
  • Chat: Apply with a representative when you chat on our website.
  • Oxnard Location: Stop by and apply in person.


After your application is received by a representative, they will contact you and ask for some documentation to verify your information. It is a short list that can be completed in under an hour if you have them ready ahead of time. Send us what we need and we take care of the rest:

Sign Your Documents & Get Your Money

After your loan has been finalized, head into our Oxnard location to sign your documents. Your representative will go over the terms with you like your interest rate and monthly loan payments. After signing, you will receive your cash and be on your way to use your money however you need to.

Oxnard car title loans

Where to Get Car Title Loans with TFC Title Loans

We have locations in every major city and surrounding areas of California, as well as locations in Arizona and New Mexico. You can apply online or over the phone for a car title loan, then pick it up at the nearest location. We have our main office in Los Angeles but we also have offices in Riverside, Orange County, San Diego, Bakersfield, Fresno, Hayward (East Bay San Francisco) and Sacramento.

If you happen to be in or near Oxnard, then we’ve got great news for you! There’s a location near you where you can get Car Title Loans in Oxnard. That means you don’t have to travel far for your vehicle inspection, or to collect your money. It could be right in your backyard, and you wouldn’t have known! Learn more about the TFC Title Loans location where you can get The Best Car Title Loans in Oxnard.


About This Location

Since opening a branch in this location, residents in the area have been able to get a car title loan with ease and as fast as possible. We try to make getting a title loan in Oxnard convenient. We offer our Oxnard clients more money than any other Oxnard title lender, we offer lower interest rates than the other title lenders and we provide our Oxnard clients with our no pre payment penalty program. Oxnard residence gets the best service and the best rates from us, with our no pre payment penalties available at our Oxnard location, we are here to help you get the best car title loan.

For people living in or near Oxnard, we have an office that is near you where you can easily get your funds! This location is between S 5th St, S C St, and W 5th St. this location is directly across from the Plaza Park where the Oxnard Veterans Memorial resides. Our TFC services can be found inside the Smart Buy Insurance Center.

Oxnard car title loans

TFC Title Loans – Oxnard

Location: 344 South 5th Street, Oxnard, CA 93030

Call Toll Free: 844-242-3543

Live Chat: Live Chat Support

Hours: Monday Through Friday 8:00 AM to 7:00 PM, Saturday 9:00 AM to 2:00 PM

Pros & Cons of Car Title Loans

Every financial decision we make in our lives has pros and cons. considering an car title loan as one of your options, you might want to know the pros and cons before committing.

We have been consistently passionate about making our customers our number one priority, which has led us to spend time and resources on consumer education and lender transparency. As the oldest title loan lender in California, we believe that title loans can be an amazing way to obtain emergency funding, but we also acknowledge our customers should fully understand every aspect of Car Title Loans.

Many title loan lenders don’t believe it’s their responsibility to inform their customers on the commitment they are making. Ever since we opened our doors, we have been constantly perfecting our lending process and sharing it with our customers.

Cons of Car Title Loans

  • Higher interest rate – Since there is a higher risk for lenders, there are usually higher interest rates.
  • Short repayment schedules – Some lenders require customers to pay off their loan in as little as 30 days.
  • Possibility of repossession – If there is a lien on your car and you stop making payments, lenders will not hesitate to repossess your car.

Oxnard car title loans pros and cons

TFC Title Loans Minimizes Cons & Adds Pros

  • Sliding interest scale – TFC has a special product meant to decrease the interest rates for title loans as much as possible. Each interest rate can be unique to every customer. We have the best interest rates.
  • Longer repayment schedule – TFC has far longer repayment schedules so you can make payments low enough to afford, anywhere from 24 to 36 months.
  • Excellent customer service – our customer service communicates with our customers to make sure repossession is the last possible thing to do. If you miss payments, we work with you to figure out why and help you figure out how to pay them off. Our account servicing team will work with you but we do encourage you to pay on time so you can pay less interest and no late fees.
  • Same day funding
  • We will offer you more money than the other lenders

Other pros of TFC Title Loans are:

  • Keep driving while you pay
  • Quick cash
  • Perfect credit not required
  • Current employment not necessary – just income proof
  • Easy application

Don’t just listen to us! We appreciate all the feedback from our customers, whether it be good or bad. Not only do we have TFC Title Loans testimonials on our blog that you can read, but we even have testimonials specific to your TFC Title Loan location in Oxnard. That way, you know what to expect when you go to our Oxnard location. I’m sure our representatives there are waiting to help you! Our bad testimonials are from clients who did not want to pay us and so they gave us bad reviews. But we have plenty of good reviews and thousands of satisfied customers.

Client Testimonials

“I was able to get a loan pretty easily. It didn’t take too much time or hassle. It’s good to have for those times when you have to have the funds quickly to handle a job or purchase an item and without the funds, you wouldn’t be able to do so. They were very good with following up and making the loan happen. If you want a term loan this may be a good way to go if you want it quickly and without a lot of paperwork.”

– Christine Welch

TFC Title Loans is fully licensed and bonded by DBO.