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Car Title Loans San Diego

Best Car Title Loans in San Diego are brought to you by TFC Title Loans who have been providing San Diego with emergency money loans since 1994. You can use the equity you have in your car, truck, van, or SUV to qualify for Car Title Loans in San Diego.

Car title loans San Diego

We will book your car with Kelly Blue Book to find out the wholesale value of your car. When you are looking for the best car title loans in San Diego what should you look for? You should be looking for the lender who can qualify you for the most money.

Here at TFC Title Loans, we can offer you more money on your car’s title or for your car’s equity than any other lender. When looking for a car title lender you want to find the lender with the lowest rates. We can offer you the lowest rates in San Diego and the best car title loans. When looking for a title loan you want to look for a lender who has the lowest payments and the most flexible repayment plans. Here at TFC Title Loans, we have the lowest payments and we have the most flexible repayment plans. Our average loans are about 24 to 36 months but we can sometimes extend the terms if needed.

We will do a credit check with Experian to get you your title loan approved. We will also need to see photos of your car as well as the odometer reading. You can go to this page to see what photos will work to get you your approval.

Proof of income is very important to our approval process. We have to make sure that you can afford the title loan that we are going to give you. We want to make sure that the monthly payments will work with your budget. We will need to see your lasts pay stubs.

Our friendly loan agents will work to help customize the payments so you can better afford them, even when you have been turned down before. Just complete the short online title loan application and find out how much you will qualify for within minutes. We make it easy to qualify for the best Car Title Loans in San Diego and get that emergency funding you desperately need as fast as the very next business day.

Problems with Your Credit Don’t Need to Stop You

Since Car Title Loans in San Diego is usually based on the current street value of your vehicle and your ability to repay the loan along with a few other qualifying factors, there is not quite as much emphasis put on your credit score. We have helped many people with less-than-perfect credit scores obtain title loans. As a provider of title loans, we are not a bank so there is more flexibility in getting you the money you need than with traditional loans.

Car title loans San Diego

TFC Title Loans is here to help you manage those unexpected bills. All you need is your car title and some identification in order to qualify for a loan that can help you manage a financial setback. While you are paying back the loan, you even get to keep your vehicle. The process is quick, easy, and you can be on your way with funding much more quickly than with any other type of loan. We are also available online with a Live Chat option so you can talk to a customer service representative from the comfort of your own home. You can also complete our simple online contact form to get more information.

Apply with TFC Title Loans

Applying with TFC Title Loans has never been easier. We know the urgency of paying off unwanted bills and other expenses. That’s why we’ve streamlined the application process to help you get your money in as little as one business day. We’ve made it so easy that we can break it down into 3 simple steps for you to get the best car title loans in San Diego.

If you prefer to apply at the San Diego location, the same steps apply but you will just be applying for your car title loan in person and filling out an application at our store.

Step One: Apply

TFC makes applying for a loan easier than any other traditional lender. You don’t need to fill out mountains of paperwork or wait weeks to find out if you even qualify. As long as you submit your application, we could possibly let you know if you qualify within the same day.

In our application, all you do is input your name, phone number, email address, and the year and make of your vehicle. After that, we give you a call.

Step Two: Your Title Loan Agent

After we receive your application, a car title loan agent will review it to get an estimate for a free quote on what you may be able to borrow based on the value of your vehicle. We discuss the quote and the steps moving forward, also discussing if you’ll have the ability to take out more money.

Your agent may ask you to send in some verifying information like documentation. To speed up the process, have the following items ready to give to your agent:

  • Driver’s license or other government-issued identification
  • Proof of car insurance
  • The original title of the vehicle (or a duplicate if the original is lost)
  • Ability to repay the loan like proof of income
  • Proof of residence
  • 4 references
  • Pictures of the vehicle

Your agent may request other items depending on your situation.

Step Three: Sign Your Terms – Receive Your Funds

Once your TFC agent has received the document and information from you, you will set up a time to come into your San Diego location to inspect your car, sign your agreement, and receive your car title loan.

The inspection is not an extensive process and usually takes a few minutes. The main reason we conduct the inspection is to confirm what was in the pictures you sent us and there aren’t any major damages that would decrease the cars equity value.

Our car title loan terms are unique to each customer, which means your terms will be adjusted to your circumstances. We sit down and go through your specific terms like your interest rate and monthly payments. Everyone involved will sign the contract and it’ll be finished

Once you have signed the terms, we give you your money and you get to continue on with your day. With TFC Title Loans, you get to use your money in whatever way fits your financial needs and obligations. Once you walk out the door, the only communication you need to maintain with TFC Title Loans is your monthly payments and if you ever run into a problem with them.

Do I Give Up My Car for The Loan?

Here’s the beauty of auto title loans; though it is secured with your pink slip as collateral, you will not lose your car to get the loan. Our San Diego auto title loan programs allow you to get access to the cash you need fast, and you get to retain the possession of your car.

With us, you continue to drive your car as always while you pay up the loan amount you borrowed.

This of course is better than other forms of collateral loans issued by conventional lending institutes that require you give up your asset to access the loan. Continuing to drive your car wherever you want even after taking out a car title cash advance in San Diego is one major benefit of this kind of funding option.

Remember this; there’s no limit to what you can use your title loan funds for. Your San Diego pink slip loan funds can be used for whatever purpose you desire. And we will return your pink slip back to you once the loan is repaid in full.


24 Hours Online Car Title Loan – Swift Processing and Quick Approval

When the financial need is urgent, getting money fast in San Diego might become quite challenging and dicey. This is where TFC Title Loans come in. just as we have been helping lots of other residents of San Diego, we are committed to assisting you get the cash you need as quickly as possible – within 24 hours.

Our online title loan platform provides you the opportunity to apply, get approved and receive your cash in no time. So if you happen to be too far away from our San Diego TFC office location, then do not hesitate to apply online for our 24 hours instant auto title loan from our website.

The online auto title loan process is swift too, cutting off the stress of standing in queues at our office location in San Diego and offering you the option of going ahead with the whole title loan process from the comfort of your home or office.

We will not waste any time to get you approved. Once you qualify and quickly make available all the auto title loan requirements we demand, we will quickly approve your title loan application and get you funded. Usually, it does not take us more than one business day to give you the cash.

We do same day funding. And our online platform is always open to access 24/7.  After providing us with your basic details, as well as information about your car or vehicle, you will be able to find out instantly about your eligibility for a title pawn cash advance with us.


How Much Can I Get from a San Diego Title Loan?

It is true that pawning your car title for a loan is a great option for raising quick cash to settle unexpected and unforeseen financial needs, and we totally understand that you most likely have a certain amount you intend to get.

So if you are wondering about how much loan sum you can access, well, this is it;

The amount of loan you will be eligible to access if you get approved by us is not a fixed one. It depends on some factors and conditions, and these stipulations vary, depending on your unique situation, as well as the state laws.

This means that even if you have it in mind to collect a certain cash loan amount, you may qualify for something lesser or something slightly higher based on these factors.

San Diego auto title loans take into account the following factors and stipulations to come up with how much loan sum you are qualified to receive;

  • The recent KBB value of your car
  • San Diego state laws regulating the San Diego title loan market
  • Your credit history

Since your car title is the collateral for this form of asset-based loan, we pay great attention to how much your car is worth at the time of your application. If the overall external and working condition of your car is perfect, you could qualify for more cash than you expected.

The mileage on your car is also important. We offer you title loan on cars older than ten years too, but don’t forget that the worth of the car drops with age. Except when it is a vintage car whose value remains fairly higher with age.

From results from your car’s appraisal using Kelley Blue Book, we will have an idea of how much we can offer you. And this amount is usually up to 50% of your car’s KBB value.

We will have to run a brief check on your credit. While it is true that you can get our auto title collateral loan irrespective of what your credit might be, we still check your credit to determine your strength in terms of keeping up with the loan repayment plan.

Our policies are in line with state laws, and you are guaranteed of getting the best title loan in San Diego with us.

So if you intend to know how much you will get, then you first have to approach us. You can reach us at our office in San Diego or online via our website.

When you apply, we will use our car title loan calculator to come up with a loan amount that will be perfect for your specific financial situation.


Our Interest Rates in San Diego

Our lower and competitive rates are a perfect shield against the risk of defaulting and repossession. Compared to what other title loan lenders in San Diego have to offer, ours is relatively lower and affordable too.

Also, our terms are flexible. We give you a longer period to pay off your loan, and we have no issues with you if you decide to clear off the loan before the due date.

It is simple; you apply, get approved, receive your cash and finally pay up the loan at the lowest rate possible.

How to Pay Off Your Car Title Loan

TFC offers many convenient ways to pay off your Car title loan each month, including:

  • Online

Through TFC Title Loans online customer portal, you can click on My Account at the top of our Homepage to create an account, or even make a quick guest payment.

  • Telephone

Call our toll-free number at (888) 505-3784 to make a check payment by phone

  • Mail

Payments can also be made by personal check, money order, or cashier’s check. When submitting through the mail, be sure to put your account number or social security number on your check or money order. Make your payments payable to Trading Financial Credit, LLC. Send it to our Los Angeles Headquarters.

TFC makes it even more convenient to pay off your loan by partnering with Western Union. Head over to your nearest branch and make payments by using the state code “California” and the city code “Thirteen”. You can also visit their website and search for TFC.

Make payments at a nearby MoneyGram location by using the MG code “5041”. You can also visit their website and search TFC by using the same code. Follow any prompts to make the online payment with credit or debit card.


How to Pay Off Your Title Loan Quickly

You may be curious “ how are title loans paid back?” Here, at TFC Title Loans, we want to detail all the ways in which you can pay title loans back so you can pick the one that is absolutely best for you. We are strong believers in consumer education and lender transparency so we want to make it as easy for you as possible to get the information you need. It is for this exact reason that we have been building out and expanding our website to include these resource articles to answer each and every question you could come up concerning title loans. Calculate the monthly loan payments into your budget so you always have enough money left over to make the scheduled payment. If you don’t already budget, there’s never a bad time to start!

  • Call TFC on a regular basis. It will make you feel more secure and less worried. An open communication with any lender will make reaching out easier, and TFC is no different.
  • When you have any extra resources available, try to pay off more than the monthly minimum. You can decrease the interest you will need to pay on the loan by doing so.
  • Stay up to date with all of your billing statements so you can keep track of how much is paid and how much is still needed to be paid. You will never miss a payment!
  • If you wanted to really budget, you can calculate the interest on your own and make your own personalized payment plan to pay off the title loan earlier than your term estimates. Then, you’ll be following your own schedule rather than the one that TFC gives you.
  • Research different ways to make extra income on the side. There are so many side jobs out there these days, from Uber or selling unwanted items laying around the house.
  • If you ever have questions about your payments, call TFC right away!


TFC Title Loans – San Diego

777 W. Vista Way

Vista, CA 92083

Call: 844-242-3543

Hours: Monday Through Friday 8:00 AM to 7:00 PM, Saturday 9:00 AM to 2:00 PM

About This Location

Inside the Peninsula Center, you will find our San Diego location. Our 3065 Rosencrans Pl store is inside a large white building on the corner of Rosecrans Pl and Cadiz St. Next to it is the Loma Portal Charter School. Head on over if you are near San Diego!

Car title loans San Diego

Client Testimonials

“Great service had me in and out within 30 minutes, the atmosphere was nice and friendly patient staff. Thank you TFC Title Loans for helping my family and I out!!!”

– Jacob Amoss, San Diego, CA

TFC Title Loans is licensed and bonded by the DBO.