Best Car Title Loans in Lancaster, CA
When it comes to personal finances, it is almost always impossible to see issues that might arise in the future. It is difficult to plan ahead when you don’t know what is coming your way. Therefore, when sudden financial problems develop, it can be difficult to fit those expenses into a budget that is already tight. This is where the best Car Title Loans in Lancaster can help you survive those tough financial crises. You can use the equity that you have in your car that is paid for or not. If there is equity in your car we are here to help you get the best car title loan in Lancaster. You can get your car title loan online with us, but we will need to see the car for a physical inspection. That is why we have your title loan place near you in Lancaster. Our aim is to give you the best title loan in Lancaster by getting you the most money and by giving you the lowest interest rates. When we are getting you your quote for your title loan we will need to book your car with the Kelly Blue Book to get the accurate value of it.
Why Car Title Loans in Lancaster?
Title loans can be a great option because they are extremely quick funding options meaning you can sometimes get the money you need as fast as the next business day. We can even offer you same day funding if all of the application is filled out and submitted on time. We always try to get our clients their emergency money that same day.
The amount that you receive usually is depending on a few qualifying factors such as the current street value of your car and your ability to repay the loan. This is another reason why a title loan could be the best option for you. Unlike traditional bank loans, title loans take a wide array of qualifiers into account when deciding on approval rather than just solely your credit score. We have our California lenders license from the DBO. So you know that we are an established title lender and that we are here to serve our clients in Lancaster.
Car Title Loans with Bad Credit
Those who have suffered from bad credit have wondered how they are able to pay for their expenses when their credit is less than perfect. It can be difficult to be accepted by traditional lenders because the main concern is the individual’s credit score, reflecting how good of a lender they are. At TFC, we have worked tirelessly to help those who have had doors slammed in their faces get the funding they need. In our approval process we will run your credit with Experian
Your credit is an important part of your finances and you need it to improve. TFC offers the opportunity to borrow money for those with less than perfect credit, so you can pay it off and improve your credit score! The best loan to get is a secured loan that requires a collateral, which is exactly what TFC has to offer for their customers in Lancaster.
TFC Title Loans is the Way to Go
TFC Title Loans is here to help. We have been helping the residents of Lancaster with their financial needs for over twenty years now. We know how to get you what you need and get it to you fast. Remember we will give you more money than the other title lenders, we will get you a lower interest rate than the other lenders, we will offer you our no pre payment penalty program and we will do the same day funding.
All you need is a clean and clear car title plus identification and we can get money into your hands as fast as the very next business day. There is no need to worry about not being able to get around town because you keep and continue to drive your car throughout the life of loan while making monthly payments. To get started, fill out the simple online information request form.
Apply with TFC Title Loans
On our website, you will find an easy-to-complete title loan form or you can discuss your situation with one of our friendly, knowledgeable loan officers through the Live Chat feature. Contact us today to see how to get money in your pocket to manage those unexpected expenses.
The first thing to do to get a car title loan with TFC is to fill out an application online. It takes less than five minutes and you only need to fill in your name, number, email, and car information like the year, make, model, and mileage. If you would rather apply in person, you can call our toll-free number or come into your Lancaster location to talk with a representative.
Submitting Your Documents
After you apply, a TFC representative will either call you to discuss for free quote and the documents need to verify your information, or if you go in person, the representative will ask for these documents when you go in to apply:
- Vehicle’s title
- Proof of insurance coverage
- Driver’s license
- Proof of residency
- Proof of monthly income
- List of references
- Pictures of car
Your representative may ask for some additional items to be discussed when you apply.
Sign and Collect Your Funds
Once you’ve submitted your documents and your TFC representative gives you the word, you will be asked to come into your TFC title loan location in Lancaster for a car inspection, to sign your documents, and to collect your money!
A car inspection doesn’t take that long, and is used to verify that the car you are using for collateral does not have any major damages that would affect the street value of the vehicle
Your loan representative will go over the information covered in your contract like your lease terms and your interest rate with your loan. After covering the terms, you and the TFC representative will sign those terms together. Once you have signed the loan agreement, you will be given your money and you will be on your way! You can go and spend your money however you see fit for your life.
Spending Your TFC Title Loan
Once you get your funds from TFC, what you do with your money is up to you and your personal, financial business. Our customers have used their title loans for many things in the past like paying overdue bills, credit cards, unexpected medical emergencies, and to make repairs on your vehicle, make improvements to your home, take a nice vacation, and more!
There are no restrictions or limits when it comes to using your title loan money. You can do what you want with the funds that you borrow. We always suggest that you use your money wisely since you will have to pay back the loan, but we don’t ever request that you tell us.
About This Location
Our office in Lancaster is located on the N Sierra Hwy. Inside a small strip mall, it can be found across from the Tire Store inside the little mall. This mall is a neighbor of the Wholesale Mattress store, located on its left. This location is easy to find for those in or near Lancaster.
TFC Title Loans – Lancaster
Hours: Monday Through Friday 8:00 AM to 7:00 PM, Saturday 9:00 AM to 2:00 PM
Paying Off Your Car Title Loan
If you like to borrow smarter, you probably want to know how to pay off your car title loan. At TFC Title Loans, we have always enjoyed watching our clients succeed. You may want to strategize paying off your loan, and we want to help. We strongly believe that we have a responsibility to our clients: to help them through the lending process by giving them tools and strategies to help pay down their loan as soon as possible.
TFC charges no prepayment penalties, which means you can pay off your loan as fast as you would like. It’s smart to pay off your loan quickly because that means the less interest it will acquire. Paying off early could:
- Improve your credit score
- Avoid paying large amounts of interest
- Reduce the stress of monthly payments and being debt-free
Strategies for Paying Off Your Loan
TFC offers many ways to pay off your loan. You can use our online portal, send in money to our main branch in Los Angeles, use a MoneyGram, pay it at Western Union, and even on the phone! Some strategies to follow to help pay off your loan are:
- Calculate the payment monthly to budget enough money.
- Use any extra resources you have available to pay more than the monthly minimum.
- Stay up to date with the billing statements by using your online portal.
- Call us right away when you have any questions.
- Call us to check in on a regular basis about your loan.
- Calculate the interest on your own and make a personalized payment to help pay early (if you’re really ambitious).
- Research new ways to make income on the side.
- Pay more often than the monthly schedule. You could pay every week or every two weeks.
- Make a large payment every year that is well above the required minimum.
- Round up your scheduled payment to the nearest $10, $20, or $100 to reach an even number and help shave off some interest.
For over 20 years, TFC Title Loans has helped thousands of residents across the states of Arizona, California, and New Mexico obtain the cash they need with a car title loan. We are one of the most trusted title lenders around Lancaster by providing customers with an easy application process, instant phone approval, funding in as little as one business day, and superior customer service.
We can only improve our services for our customers by the testimonials given to us by real customers that have gone to Lancaster and other locations for Car Title Loans with TFC. Since 1994, TFC customers have turned to us for their financial needs. We want to make sure we are always improving, and we want to share people’s success stories so our future customers can feel the same stressful financial obligation lifted from their shoulders with the best car title loans in Lancaster can help you!
“TFC is amazing! They walked me through the process and made it as simple as possible in a very quick timeframe. They were knowledgeable of my industry and helped me to better understand all of my options! will recommend this company to others. Thank you, TFC!”
– Morgan Yen
TFC Title Loans is fully licensed and bonded by the DBO.