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As a new generation of students getting an excellent education, you have the ability to solve a major financial issue that affects thousands of people every day. TFC Title Loans strongly believes that your creativity may hold the answers to revolutionizing the lending industry. The goal is to better benefit both the consumer and impose less risk to the lender. For this reason, we have created the Financial Innovation Scholarship Program.
To qualify for TFC Scholarship you must be enrolled in an accredited undergraduate creditable university.
No fewer than 1000 words, on why you deserve to win this scholarship. You can go along and write your life story & educational goals. We are looking for someone who has a great track record and who excels in the above.
Along with your essay we also ask that you include:
Send all materials to firstname.lastname@example.org
According to the business magazine Entrepreneur, as you move into adulthood your credit score replaces your SAT score as the number that defines you to institutions. As a current college student, you know all too well how it feels to be judged based on a number.
This does not end after you finish college. Those who have high credit scores have no trouble finding funds when they are in need but many are not so lucky.
Every week low credit scores lead to thousands of people being turned away from traditional lending. There has been an array of lending programs built over the years for individuals with poor credit. Most of them have higher interest rates in order to compensate for the credit risk posed by a subprime borrower.
People with poor credit get into situations where they need emergency funding just as often as people with perfect scores. History has shown there is a need for sub-prime lending; however, the risk is on both sides.
In the sub-prime market, higher interest rates and unexpected financial circumstances (unemployment, divorce, medical emergencies) can lead to the consumer’s inability to repay the loan on nearly 10% of all loans issued. On the reverse, the lender needs to charge higher interest rates to combat this loss in the capital and support their overhead.
Andrew Ferrante – Clemson University
TFC Title Loans is happy to announce the next scholarship terms for the following months; June 2019 & December 2019. Stay tune for more updates! & Best of luck to all applicants!