Anyone can run into financial difficulty. Household appliances break at the worst possible time. A weekend celebration can result in a trip to an emergency room after a fall. There is any number of reasons why you may need additional cash. One way that many people seek additional cash is through a car title loan. Unfortunately, some companies charge higher interest rates than others, making it difficult for the borrower to repay the loan. With interest rates slowly increasing, it’s clear you should refinance your title loan and replacing their existing contracts with new, lower-rate loans.
If you are paying on a title loan, contact TFC Title Loans today. We offer lower rates than most title loan companies and can often refinance your title loan at a lower rate so that your payments are more affordable. Reducing your interest rate by as little as three percent can save you a considerable amount of money over the life of your loan. Although your monthly payment may not go down significantly, even a savings of $35 per month can help provide you some breathing room in your budget. However, the biggest savings may be over the life of the loan, as a three percent reduction in interest could save you more than $1,000 by the time you have paid the loan in full. Another benefit to reducing your interest rate is to continue paying the original amount of your payment even though your monthly payment amount is reduced. This allows you to shorten the length of your loan and pay less as well over the life of the loan. The only requirement is that you provide a clean and clear car title along with some identification so that we can develop a loan that is more beneficial to you – the customer.
TFC Title Loans has been lending money to people just like you for many years. In fact, we are the oldest title loan company in California. At TFC Title Loans, we can lend up to $50,000 depending on the value of your vehicle and where you live to help you get control of your financial difficulties. There is no charge to apply and no obligation. We offer flexible repayment terms between 24 and 36 months. Unlike other companies, there are no hidden fees or prepayment penalties so you can pay your loan in full whenever you want. You keep your car while you are paying your loan.
TFC Title Loans has been helping people just like you save money by refinancing their vehicle loans. Simply give us a call at 844-242-3543 or visit us online to learn what steps to take in order to pursue a title loan refinance option. The process is easy and you can choose flexible payment options, paying your loan in between 24 and 36 months. You keep your car as you pay off the loan and there are no prepayment penalties or hidden fees. Contact us today to learn how we can help you save money on your vehicle loan. You can also complete our easy inquiry form on our website or use the Live Chat feature to speak to our friendly loan officers.
Car Title Loans Help You Experience More
All around the world, it’s obvious that people invest more time working, the majority of people pay more attention to their job than anything else forgetting that while the body grows old, the job still remains. Many attached this pedantic working attitude to the fact that the recession has affected a huge part of the economy forgetting that there is time for everything. When you loaded yourself with multiple tasks and work pressure, it changes your entire body system and a reaction in the body system will definitely occur. Survivability fights then follow. Constant pressure on the brain will lead to stress, which can linger long in the body system even while you are off work. Stress can result in blurry thinking and completely prevent you from thinking straight which will drastically affect your efficiency and concentration at work. Vacation is the only way to reduce this mental stress and to also refresh the mind for total concentration.
Big thanks to different writers and medical practitioners around the world that advocated for the need for vacation and rest. Majority of them clearly points out the importance such that it is visible to the blind and audible to the deaf.
Also, I noticed many young people don’t really have the chance to achieve their dreamt wedding; the majority of these victims has been discouraged by friends or family who has one way or the other failed to contribute their quota financially. Sometimes, the flop might be from the DJ, decoration, foods, and drinks, cake, in short, the flops always are from a financial angle.
Recently, there has been a drastic change in people perspective towards vacation as many now see it as an avenue to reduce the stress, refresh the brain and as well spend quality time with family. This change does not exclude the wedding as well, many people tend to marry late to achieve their dreamt elaborate wedding.
But, then, is it all the people that realize the importance of vacation as well as memorable wedding truly achieve the type they want? Obviously, if you ask me, I will tell you no because, the expense of doing so to the fullest has deprived many people of achieving their true dream, here and there, many seek for the best alternative rather than enjoying the best.
Should this be so? No, it shouldn’t, many people who are not financial buoyant like you do still enjoy what you fail to enjoy, they still visit their dreamt location during their vacation. Many people who earn have of your earning still have a fantastic wedding; there is no other reason for that than the fact that they seek for help at the right place. We’ll help you fulfill your dream during your next vacation; we will borrow the money you need to make your wedding a memorable one through our pink slip loan.
While many consider wedding not enough reason to put your car as collateral not to talk of traveling for vacation, I believe the risk is worth taking. Experiencing that magical wedding day, or going to a brand new place when you have the opportunity, are both important life milestones that shouldn’t be stressful due to a shortage of quick cash.
WHAT IS PINK SLIP LOAN?
Pink slip loan is a loan type that has no hassle, required fewer documents and offer money faster than any other loan. You get money against the title of your car rather than running around to sign papers.
WHAT DO YOU GAIN CHOSEN PINK SLIP LOAN WHEN YOU NEED MONEY FOR YOUR VACATION OR WEDDING?
Numerous are the reasons to consider pink slip loans when there is a need to consider a loan for your vacation or wedding. Below are a few of the numerous reasons:
Easy to Get Approved
Once you are the owner of your vehicle and it has a clear pink slip, little is require to get approved for a pink slip loan.
The entire processing is simple and fast; you can get the money you needed within a few hours of your application. This is completely opposite of banks and traditional loans that require a long process that may take days.
You Keep Driving Your Car
Pink slip loan is a secured, but it doesn’t require that you hand over your car to the lender while using it as collateral. You continue driving your car for your daily routine while you pay off the loan. All that the lender need as a security to the loan is your car pink slip and it will be returned to you as soon as you complete the repayment of the loan.
Flexible Repayment Options
Unlike bank loans where the bank determines the repayment terms with you having no say on it, your repayment plan will be based on a conceptual agreement between you and your lender putting into consideration your source of income. If needed, the loan repayment can be elongated through a process called rolled over. It gives you a long time to pay off your balance or you can pay it off early without prepayment penalties.
Credit Scores Not a Problem
To access loan in the bank, you need a good credit score but this is not a necessity for an auto title loan, even if we checked your credit scores, it does not affect your chance of obtaining a loan. All the major documents needed are aforementioned
WHO WE ARE
We are your number one-stop loans source; we are close to you as our offices are located in almost every corner of the United State. We offer the best loan that fits your financial situation; we put into consideration your source of income before we make any loan recommendation so that we don’t end up putting you in a situation where you lose your collateral. We offer sufficient cash through our pink slip loan to meet all kinds of need; our customers do not struggle to repay their loan as our repayment term is flexible and there are no hidden fees. Majority of our customers repay their loan in their next payday with low interest since they know how much they need to repay and when it needs to be paid. We have been in existence since 1994 and thousands of people have been saved through our loan program.
HOW DOES PINK SLIP LOAN WORK WITH US?
The working principle of pink slip loans is simple; it requires that you borrow money against the resale value of your car. The title of your car will stand as the collateral security for the loan. A lien will be placed on the title of your car during the loan period but will be removed and returned to you immediately after the completion of the repayment. The entire process is easy with the Auto Money 4-step process!
Apply Our App
This is the initial stage of the process, it requires that you fill and submit a simple online application which entails your basic contact information and the car details such as manufacturing year, model, manufacturer, and mileage. This detail will give an insight into how much you can get with your car.
At TFC Title Loans, immediately you submit an online application, a loan agent will be dedicated to you to determine how much you qualify for; taking into consideration the resale value of your car, and your source of income to ensure you will be able to afford your loan payments. This is done within couples on minutes usually 15 min or less.
Bring all necessary documents along with your vehicle to any of our offices close to you for assessment.
Your check will be available the same day without any delay.
WHY SHOULD YOU CHOOSE US?
Few steps and you already have the cash in your hand! Our application is easy; you can apply online or walk into any of our offices near you. You can always contact us on the phone for any help regarding your application.
We know you need fast cash to aid your planning and that’s what we do when you choose us as your loan lender. We offer you fast money as long as you meet our requirements. You can get the money you need without any hassle the same day you applied for the loan.
Great Customer Service
Even while we are offering you helping hands, we still do it with courtesy. Our staffs are well trained to attend to your need without keeping you waiting, once you have all the required documents which are majorly your clear car pink slip, proof of residence, proof of income, proof of insurance; you can access our pink slip loan without any stress. We are always discreet about any information you submit to us and we treat them as confidential as we can. We will tell you all you need to know about the loan and ensure that you understand all prior to the signing of the loan contract. We are always available on phone1-844-242-3543 should you need any help.
Most of our competitors try as much as possible to be on a safer side so they will offer you 30 to 50% of your car resale value but, we are distinct, we take a high financial risk to satisfy our customers. We will offer you up to 85% of your car value and you can get up to $50,000 depending on the value of your car. This is rare to come across not just in Carolina, Arizona, Florida and even in any state of the U.S.
Keep and Drive Your Vehicle
You need your vehicle for your comfort on a daily basis. So, when you get a pink slip loan from us, you keep your car while you owe the loan to us. We put you first and that is why we designed our title loan to offer you money without causing any havoc to your lifestyle.
Our title loan is cheaper when compared to other types of loan especially loans from payday, banks, and cash advances. This can be attributed to our low-interest rates. We offer you low interest because it’s a secured loan as your vehicle serves as the security for the loan.
No Hidden Fees, No Prepayment Penalties
We ensure that you understand all the details in our drafted loan deal including the amount payable, capital, interest, and repayment break down before you sign the loan deal, there are no hidden fees apart from the one you sign in the loan deal.
Use Different Cars to Access pink slip Loan
When you need huge urgent cash that a car resale value cannot be enough to get you, you can use different cars to serve as the collateral. However, it is important for you to be sure that you will be able to repay the loan as default may result in losing your cars.
No Credit Checks
Unlike banks and other conventional loans that regarded credit check as a top priority, TFC Title Loans do not need your credit reports, we may check but it doesn’t disqualify you for a loan. Pink slip loans are obtained using your vehicle title as collateral, so without your credit scores, we still feel relax and have full confidence in you that you will make your payment on time.
Pay On Time, Pay Less
We do all we can to ensure our customers’ satisfaction, we offer a long period as long as 24 to 48 months for repayment and also schedule a repayment plan in accordance with our customer source of income. But vast majorities of our customer repay their loan on time and pay less interest. We told them the amount to pay and when to pay. We offer loan renewal for our clients who are unable to pay at the right time. This permits them to pay only the interest and renew the capital into a fresh loan.