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24 Apr 2019   /   0 comments

What Happens When You Lose the Title to Your Car?

What Happens When You Lose The Title To Your Car

What Happens When You Lose The Title To Your Car? You will need to get a replacement car title at your local DMV. Turn in a completed application and pay the replacement fee, then you will receive your title in the mail shortly afterward.

What Happens When You Lose The Title To Your Car?

If you are a car owner, you might be curious about what happens when you lose the title to your car. That is a stressful situation to find yourself in, especially if you are looking into selling your car or getting a lien placed on it for a title loan. TFC Title Loans wants to help you figure out what actions to take after you have lost the title to your car. lose_the_titleSince the car’s title is the best way to prove you own the vehicle, you ought to move as quickly as you can when you realize your old title has gone missing so you don’t get in any sort of legal trouble. So, let’s find out What Happens When You Lose The Title To Your Car.


For nearly 25 years now, we have strongly believed in our responsibility to the community of customers we serve. We believe our responsibility goes past lending you the money you need through title loans. We want to provide consumer education along with our business services. We have been extending our website to include numerous resource pages that try to answer questions our customers have asked us over the many years we have been in the title loan industry. However, we don’t limit the questions we answer to those regarding title loans; we are including answers to questions ranging from personal financing to vehicle ownership. This informative article will explain to you exactly how to go about getting a replacement title when you have lost or misplaced the original and you have a lien holder.


Ever since 1994, our amazing customer service has wowed the residents of California, New Mexico, and Arizona so much that they consistently pick us for their title loans over all of our competitors. If you have lost your title and need to know how to get a duplicate title, please take advantage of this article! And if you stumbled across this page because you are in need of emergency funding then apply for an auto title loan from TFC Title Loans!



How to Go About Getting a Replacement Car Title

What Happens When You Lose The Title To Your Car? If you have recently lost the original title to your vehicle, you can easily get a replacement from the DMV. It can sometimes vary slightly state by state but it’s generally a similar process. After explaining the general process, we will provide some of the key differences between the three main states we operate in. However, if you don’t live in one of those states then you can look up your state here.

  • First, you need to get an application for a duplicate title. Many states allow you to print the application form straight from the DMV website. To find the application, go to, pick your state, and print it or fill it out on the site. If you prefer, you can go to your local DMV office in person and get a hard copy to fill out. You can also call the DMV and request that they send you a hard copy by mail. Make sure you ask for the application to get a duplicate title because you have lost yours, not for a new car.
  • Collect all the necessary paperwork including personal identification like your driver’s license and vehicle information like insurance and registration. Gather your Vehicle Identification Number (VIN) which can be found on your vehicle in the form of a metal tag on the front left corner just under the windshield.
  • Complete the application form and make sure that all the information is correct. The Certificate of Title is the single most important document that proves your ownership of the vehicle so minor errors can cause serious complications down the line. Generally, the application will ask for the following: your name, your address, your driver’s license number, your car’s VIN, your car’s license plate number, your car’s make/model/body/color, and your car’s current odometer reading.
  • Find out the required fee that you need to pay with your application for the state that you reside in. Then take in your application with the fee and required documents to your local DMV. You should have your duplicate title in 15 to 30 days.



  • Title and Registration Application (Form 96-0236)
  • Four-dollar replacement fee
  • Mail in the form or bring it in person
  • Go to this page for more further instructions


New Mexico

  • Application for Duplicate Certificate of Title (Form MVD-10901)
  • A replacement fee is listed on the application
  • Need to turn in the application in person
  • Go to this page for more further instructions



  • Application for Duplicate Title (Form REG 227)
  • Twenty-dollar replacement fee
  • You can mail in the application or turn it in in person
  • Go to this page for more further instructions

If you are left with any unanswered questions regarding What Happens When You Lose The Title To Your Car, then please give us a call right away. We have loan agents who are ready to help you out with anything you may need. If you are interested in getting a title loan through TFC Title Loans, then fill out our quick and easy online application straight away. We look forward to working with you!

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