04 Sep 2015   /   0 comments

Why Should You Get a Title Loan?

Why get a title loan? When faced with a sudden financial difficulty, such as an emergency room visit or a home repair you were not expecting, you may be feeling anxious about how you will find the money to do what needs to be done. This is especially true if you have less-than-perfect credit, you are already at or close to your limit on credit cards or don’t have access to credit cards at all. One option that may resolve your problems financially is a title loan.

What is a Title Loan?

A title loan is a short-term loan that allows you to borrow on the value of your vehicle. You fill out a simple application and provide the lender with your car title in order to qualify. There is no credit check and very little income verification. The lender may want to inspect your car depending on the make, model and year, but the process is relatively simple.

Benefits of a Title Loan

One of the most important benefits of a title loan is that it puts money in your hands immediately. Once the process is complete, you are given the loan proceeds, usually in as little as a half hour. A title loan is less expensive than bank overdraft fees that can occur if you overdraw a checking account attempting to pay for emergency expenses. In addition, bad checks can lead to criminal charges in some states. You can also avoid collection agencies from hospitals or doctor’s offices hounding you for payment. You may even be able to get a discount on the emergency repairs in your home by paying cash rather than attempting to finance the service.

A title loan is an excellent option if you are facing sudden expenses. Contact us today online, by phone or stop by our office to see how a title loan can help you. For those of you who may not need a loan, but would like to help others in need, take a look at the TFC Title Loans Careers page.

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CONSIDER AN AUTO TITLE LOAN

If you own your own vehicle and have a valid driver’s license, you could get the cash you need in just a day by visiting an auto title lender near you. Car Title Loans are short-term loans that don’t require the borrower to have good credit or good borrowing history; in many cases, borrowers don’t even have to prove that they have income, meaning Car Title Loans can be used during times of unemployment while you search for a new job.

In order to apply for a title loan, borrowers put up their vehicle title as collateral. But don’t worry! You get to keep your car and use it however you like, during the entire time you have the loan. The only time that your car could be in trouble is if you default on the payments – and even then, most auto title lenders would prefer to work with you on payments, rather than repossessing your car.

If you need money right away for an emergency, but you don’t have time to take a second job, an auto title loan could be a good way to cover the cost of a major emergency. You can often borrower larger amounts, against the value of your car, so title loans make for great solutions when a small loan from friends or family just won’t cut it. And title loans are fast, as well. You can often apply, get approved, and receive your funds all in one day with your auto title lender near you.

One good thing about car title loan is that the majority of the requirements are what you have as a resident of a particular location. If you are laid off from work and you have a very good expensive car, you can borrow a substantial amount against it title to start a small scale business.

If you find yourself in a bind and you consider a car title loan as a perfect option for you, we will help you.

 

WHO WE ARE

We are your number one-stop loans source; we are close to you as our offices are located in almost every corner of the United State. We offer the best loan that fits your financial situation; we put into consideration your source of income before we make any loan recommendation so that we don’t end up putting you in a situation where you lose your collateral. We offer sufficient cash through our pink slip loan to meet all kinds of need; our customers do not struggle to repay their loan as our repayment term is flexible and there are no hidden fees. Majority of our customers repay their loan in their next payday with low interest since they know how much they need to repay and when it needs to be paid. We have been in existence since 1994 and thousands of people have been saved through our loan program.

 

WHY YOU SHOULD GET THE LOAN FROM US?

The aim of every business person is profit but TFC Title Loans belongs to the categories of few companies that put humanity first before profit. TFC Title Loans isn’t just a loan company established for just profit sake; our core intention is to help as many people as we can in their difficult time. Our popularity in the loan business can be accredited to our low-interest rates, flexible loan, simple application process, unbeatable terms, great customer service, and long-term repayment plans.  

Easy Application

Car title loan with TFC Title Loans application process is simple; you can apply on our website by filling the submitting the short application form and you can also walk into any of our offices near you to fill the application form. Check our locations to know our closest office to you.

 

Great Customer Service

Great customer service is one of the reasons why we are rated far above our competitors. Our staffs are well trained and they render the best of services to our clients. They are always available in person and on phone to answer your calls. They treat each customer as personable Furthermore, they are always discreet about customers’ information and they treated them confidentially as much as they can. Customer satisfaction is our utmost priority. We evaluate every situation and will make the best recommendation to make sure our customers don’t put themselves in a position to lose their collateral.

 

High Amounts

How much you can get through a car title loan depends on the value of your car, however, most lenders will try as much as possible to be on a safer side so most of them will borrow you 30 to 50% of your car resale value. At TFC Title Loans, we are completely different; we usually take a high financial risk to satisfy our customers. We will offer you up to 85% of your car value as oppose 30-50% offered by other companies and you can get up to $50,000 depending on the value of your car.

 

Keep and Drive Your Vehicle

While your car is used as collateral for a loan, you are still in possession of it and can use it without any restriction. TFC Title Loans offers you a loan without creating any havoc to your lifestyle.

 

No Hidden Fees, No Prepayment Penalties

We don’t take advantage of our customers; we work in accordance with the law that guides car title loan in every state where our offices exist. We make sure our customer read and understand what they are signing before signing any loan contract with us. Every detail of the loan will be included in the drafted loan deal and no any additional payment will be requested outside what they signed as long as they keep to the loan terms and conditions which majorly repayment at the appropriate time.

 

You Only Pay the Interest for The Time the Money Is Borrowed

This is one of the reasons why we are different. If you are able to return all the money in a time lesser than the agreed time, you only pay the interest for the time the money is borrowed.

How to Get a Title Loan without a Bank Account

Have you ever wondered how to get a title loan without a bank account? Well, with a title loan, there are no strict requirements like there are with traditional loans. They are a flexible option compared to the traditional lenders. TFC Title Loans accepts people with bad credit or those who don’t have a bank account. We make retrieving a loan a lot more accessible for those who are in need of financial assistance. Without a great credit score or a bank account, obtaining a traditional loan could be extremely difficult and take weeks to finalize. TFC makes your loan process easier and obtainable.

Have you ever wondered how to get a title loan without a bank account? Have you ever considered obtaining a title loan? Do you know what to take to get a title loan? Do you even know what a title loan is? Well, we won’t assume you know so we will break everything into pieces in this content. However, it’s important to know that there are no strict requirements like there are with traditional loans. They are a flexible option compared to the traditional lenders. They are a flexible option compared to the traditional lenders. For clarity sake, let me quickly digress to answer the questions above.

A title loan is a flexible loan that offers you money against the title of your car rather than your credit scores.

REQUIREMENT FOR TITLE LOAN

There is no any hassle on a title loan, the requirements are simple documents that you are expected to have as a resident owing at least a car. Below are few documents that you will need to access a title loan and reasons why you need them.

 

The Vehicle

Your vehicle is the major requirement, the vehicle along with its equity will be assessed by our expert staff to determine if it qualified to stand as collateral for the amount you requested for. The resale value of your car will determine how much you can get from us. However, you won’t need to park your car with us. Once we’ve determined the amount you qualify for and finalize the loan deal immediately, you can drive away your car.

 

Vehicle Title

Our offices are located in different cities in many states in the United State, you must ensure that your car is registered in the city where you are applying for the loan, the car must be free from any lien and you must have completed the payment of the car.

 

Proof of Identity

To prove that you are resident of the city where you are applying for the loan, you must provide your full address, contacting number, utility bill of the house as well as your identity card issued by the government such identity card include passport, driver’s license.

 

Proof of Auto Insurance

Since we are not requesting that you should park your car with us, we should at least be sure that we are secured during the loan period. Proof to show that you insured your vehicle is enough to put our mind at rest should the car involve in an accident during the loan period or in case of theft or other issues.

 

Proof of Income

Your source of income is important to us before we give you any loan, we must be sure that you are capable of refunding the money without any hassle. We don’t save you from a mess to put you into another mess so; we consider your source of income while determining your repayment option. For instance, if your income is $100 per month and we ask you to refund $150 per month, this might be difficult for you to do and you might end up losing your collateral.

We may demand that you provide few references.

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