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03 Jun 2019   /   0 comments

Why Title Loans?


pexels-photo-40133If you are in the middle of a financial emergency, you may have already heard that title loans are the way to go but you may still be wondering why title loans exactly.

Why get a title loan over other sources of funding? Well, you have come to the right place for an answer to that question because we, here at TFC Title Loans, have been in the title loan business ever since 1994.

We are the oldest title loan lender in the state of California with nearly twenty-five years of experience under our belts.

We have assisted thousands upon thousands of customers obtain title loans in moments of great financial need.

By working with so many customers, we have heard every unique story out there for why they decided to pursue the title loan route rather than another.

Each person who gets a title loan decides to do so for unique reasons. Some decide on title loans because they know it is the quickest and easiest option. Those customers did not wish to go through the long and arduous process of applying for a loan at a bank.

While others decide to get a title loan because they don’t have the credit score to be approved for a more traditional loan. They need an opportunity to improve their credit score and we are willing to give that to them.

Through all the years that we have been serving California, New Mexico, Tennessee, and Arizona, we have always worked our hardest to make our customers our highest priority.

For this reason, we emphasize lender transparency, consumer education, and customer support. We want you to know all the details about the lending process and why title loans are often chosen as a funding solution. We hope by the end of this resource article, you will know enough to make a comfortable and well-informed decision.


Is Your Credit Score Less-Than-Perfect?

If the answer to that is yes, then that is one good reason to consider applying for a title loan for your funding needs rather than another alternative.

Unlike most traditional personal loans from the bank, Car Title Loans do not require that you have a perfect credit score to be approved. Many people go through the entire drawn-out application process with a bank only to be turned away after all the effort because of a simple number.

With TFC Title Loans, we can help you out regardless of your credit score or credit history because we base the approval and amount of the loan completely on the current equity value held in your car and your ability to repay the loan in affordable monthly installments.

We believe there is more to a person than just a simple number on a piece of paper and we want to help those in need who cannot find the assistance elsewhere.

A title loan may also give you an opportunity to improve your credit score. By simply making the regularly scheduled monthly payments on time, you will improve your credit score greatly.

Additionally, settling any debt including paying off a title loan altogether will be very beneficial to your credit score.


The Many Benefits of Choosing TFC Title Loans

If you do decide that title loans are the right choice for you, you may still be left with the question why TFC Title Loans over every other lender out there? It is a good idea to apply for a title loan if you need a fast title loan.

Well, we would like to prove why we are your best bet when it comes to title loans by explaining all the amazing benefits that we provide if you decide to work with us.

  • We have over a dozen locations, spread out all across California, New Mexico, and Arizona. If you live in one of those three states, you are bound to be very close by to one of our office locations.
  • Our online application is extremely quick and easy. It will only take two minutes out of your day and can be found on our homepage.
  • Friendly title loan agents will give you a call mere minutes after you submit your online application to give you a free quote and notify you if you have been approved. Our speedy approval times ensure that you don’t waste your time.
  • In the event that you qualify, we can get you your funding as fast as the very next business day without any unnecessary delay.
  • We allow you to keep driving your car just as you normally would while you make the monthly payments to settle your loan.
  • Our loan terms are extremely flexible so they can be customized to your unique circumstances. We offer terms lengths as high as 36 months so you can afford the monthly payment.
  • Lastly, we can get you the most money for your car compared to their competitors.


Why are you hesitating? Give us a call right away or simply fill out the online application today!

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